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118 Hope St, Elmira, NY, 14903

2beds
2baths
839sqft
$59,500
$71price/sqft
$673/moest. monthly cost
$26,920/yrincome needed

About This Home

Welcome to this two-bedroom, 1.5-bathroom house located in the Elmira Heights School District. Ideal for first-time homebuyers or use as a rental investment. This home offers comfort and convenience in a cozy package. Features include : Two spacious bedrooms; One full bathroom and one half bath for added convenience; First-floor laundry room for easy access. Detached garage in the back.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Cohen Elementary SchoolGrades PK-50.6 mi
6/10
Cohen Middle SchoolGrades 6-80.6 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 839
  • Total interior livable area: 839 sqft

Property

Details

  • Parcel number: 07300107901000030740000000
  • Special condition: Standard

Features

  • Exterior features: Dirt Driveway

Lot

  • Lot size: 5,523 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 50 x 110

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $300$3,600
Home Insurance *$28$336
Property Taxes $99$1,188
Electricity $246$2,954
Total$673$8,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,074/yr
40% on housing$20,190/yr
45% on housing$17,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 14903$102
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14903$128
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$64,500
2026-03-23Price change$68,500
2025-01-09Listed for sale$80,000
2012-05-11Sold$22,500
2009-05-07Sold$5,083
2002-06-18Sold$26,500
2001-06-26Sold$28,388
1997-07-21Sold$42,700

For Sale by Agent

AgentJennifer Silata
BrokerageHoward Hanna Corning

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