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205 Chapman Pl, Elmira, NY, 14901

3beds
1baths
965sqft
$129,900
$135price/sqft
$1,233/moest. monthly cost
$49,320/yrincome needed

About This Home

***New Listing*** [3 Bedroom] [1 Full Bathroom] Updated and move-in ready! This 3-bedroom, 1-bath Cape Cod has a great combination of character and modern updates. The refreshed kitchen comes complete with all appliances, making the transition to your new home even easier. Recent improvements include a newer boiler and hot water tank for added peace of mind. Outside, enjoy a fully fenced backyard with plenty of space for outdoor activities, gardening, or entertaining, along with the convenience of off-street parking. Conveniently located near shopping, dining, parks, and everyday amenities. Don’t miss the opportunity to see all that 205 Chapman Place has to showcase!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

3/10
Cohen Elementary SchoolGrades PK-50.4 mi
5/10
Cohen Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1944

Materials

  • Foundation: Other,See Remarks
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Pantry,Bedroom on Main Level,Main Level Primary
  • Flooring: Hardwood,Laminate,Varies

Heating & Cooling

  • Heating features: Gas,Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 965
  • Total interior livable area: 965 sqft

Property

Accessibility

  • Accessibility features: Accessibility Features,Low Cabinetry,Accessible Doors

Details

  • Parcel number: 073089 79.13127
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Blacktop Driveway,Fully Fenced,Play Structure,Patio
  • Fencing: Full

Lot

  • Lot size: 5,227 sqft
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 50 x 100

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$115$1,380
Property Taxes $216$2,592
Electricity $246$2,954
Total$1,233$14,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,274/yr
40% on housing$36,990/yr
45% on housing$32,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 14901$54
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14901$69
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$123,900
2026-07-23Price change$129,900
2026-06-25Listed for sale$132,400
2021-04-02Sold$77,600
2020-10-01Sold$65,000
2009-11-19Sold$43,000

For Sale by Agent

AgentJoshua Boor
BrokerageHoward Hanna Corning

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