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7221 100th Ave SE, Clear Lake, MN, 55319

1beds
1baths
572sqft
$299,900
$524price/sqft
$2,052/moest. monthly cost
$82,080/yrincome needed

About This Home

Enjoy lake life in this cozy, turn-key cabin with scenic views of Elk Lake! This charming retreat features an elevated lakeside patio perfect for relaxing or entertaining, plus a dock already included for easy access to the water. Inside, you’ll find a warm and inviting living space with a gas fireplace with stone surround, hardwood floors in the kitchen and living room, one bedroom, and a full bath with tiled floors and shower. Additional highlights include an 11x18 one-car garage, drilled well, septic with drainfield, and a lakeside shed ideal for relaxing, crafting, or extra storage. A wonderful opportunity to own your own peaceful lakeside getaway!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
South Junior High SchoolGrades 6-812.0 mi
3/10

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom

  • Level: Main
  • Area: 117
  • Dimensions: 13x9

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 572

Foyer

  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 572
  • Total interior livable area: 572 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 9x14

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 20004030400
  • Zoning description: Residential-Single Family
  • Foundation area: 572

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial,Privacy
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 6,969 sqft
  • Features: Accessible Shoreline,Tree Coverage - Medium
  • Lot size dimensions: 21 x 157 x 40 x 11 x 154

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete,Driveway - Other Surface
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Lightning
Tornado

FEMA Declared Disasters in Sherburne County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$177$2,124
Property Taxes $189$2,268
Electricity $170$2,050
Total$2,052$24,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,354/yr
40% on housing$61,560/yr
45% on housing$54,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$524This listing

vs Other Active Listings

Avg $/sqft

ZIP 55319$188
Sherburne County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 55319$194
Sherburne County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$299,900
2026-05-21Listed for sale$309,900
2003-01-27Sold$80,000

For Sale by Agent

AgentChuck Carstensen
BrokerageRE/MAX Results

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