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16 Coleman Ave, Elmira, NY, 14905

3beds
2baths
1,997sqft
$234,000
$117price/sqft
$2,028/moest. monthly cost
$81,120/yrincome needed

About This Home

Welcome home to the Coleman carriage house! Recent renovations have added to it’s charm, creating a very cozy space. Enjoy piece of mind with the list of new improvements which include: new roof, boiler, on demand hot water tank, exterior and interior paint, poured patio, pergola, 200-amp service, luxury vinyl plank flooring, and kitchen appliances . Enjoy the 4 seasons room or step out to the patio for enjoying the beautiful spring, summer and fall weather. The detached 2 car garage borders the spacious side yard, just awaiting your touch of landscaping creativity. Very conveniently located on routes to access the entire surrounding area!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
Hendy Avenue SchoolGrades 3-60.6 mi
4/10
Ernie Davis AcademyGrades 7-81.7 mi
--
Broadway AcademyGrades 92.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1827

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coach/Carriage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Bedroom on Main Level
  • Flooring: Carpet,Luxury Vinyl,Varies

Heating

  • Heating features: Electric,Radiator(s)

Interior Area

  • Total structure area: 1,997
  • Total interior livable area: 1,997 sqft

Property

Details

  • Parcel number: 07308909800600030120010000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.30 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 118 x 110

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,183$14,196
Home Insurance *$125$1,500
Property Taxes $390$4,680
Electricity $330$3,960
Total$2,028$24,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,531/yr
40% on housing$60,840/yr
45% on housing$54,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 14905$80
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14905$120
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$269,000
2026-03-10Listed for sale$279,000
2023-06-01Sold$112,000
2023-03-15Contingent$119,000
2023-03-07Listed for sale$119,000

For Sale by Agent

AgentCharles Cerio
BrokerageKeller Williams Realty Southern Tier & Finger Lakes

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