309 S Jenkins Street, Holly Ridge, NC, 28445
About This Home
Charming coastal cottage just minutes from Topsail Beach! Built in 2020, this 1BR/1BA home offers a fresh, modern feel w/ easy, low-maintenance living. Inside, you'll find a cozy layout w/ a freestanding fireplace & efficient mini-split system for year-round comfort. Washer, dryer, fridge & portable dishwasher all convey, making this home truly move-in ready. Step outside to a large, level fenced-in yard--perfect for relaxing, entertaining, or pets--plus a peaceful setting right next to the pond that adds to the home's charm. Whether you're looking for a full-time residence, beach getaway, or investment opportunity, this one checks all the boxes! Inside, you'll find a bright and inviting layout that maximizes space and comfort, perfect for easy everyday living or hosting guests after a day at the beach. The kitchen comes equipped with a portable dishwasher for added convenience, and all appliances--including the refrigerator, washer, and dryer--convey, making this home truly move-in ready. Enjoy coastal living at its best with nearby beaches, local dining, and outdoor activities just a short drive away. Don't miss your chance to own a newer construction home in this desirable beachside location!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Washer,Refrigerator,Dryer,Dishwasher
- Laundry features: Dryer Hookup,Washer Hookup
Bathroom1
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Other,Electric
- Cooling features: Other,Wall/Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 546
- Total interior livable area: 546 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 90136.13
- Zoning: R-7.5A
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Patio
- Fencing: Fenced,Front Yard
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- Waterfront features: Pond
- Frontage type: Pond Front
- Living area range: 400 - 599
Lot
- Lot size: 0.40 Acres
- Features: Front Yard,Level,Cleared
- Lot size dimensions: TBD
Parking
- Total spaces: 2
- Parking features: Covered,Detached
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $849 | $10,188 |
| Home Insurance * | $41 | $492 |
| Property Taxes | $138 | $1,656 |
| Electricity | $200 | $2,405 |
| Total | $1,228 | $14,736 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $168,000 |
| 2026-04-24 | Contingent | $168,000 |
| 2026-04-17 | Listed for sale | $168,000 |
| 2020-01-21 | Sold | $11,000 |
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