1648 W Water St, Elmira, NY, 14905
About This Home
Step back in time and discover the incredible history of this one-of-a-kind farmhouse, lovingly passed down through five generations of the same family. Originally the centerpiece of a 62-acre tobacco farm, this circa 1829 home is filled with timeless character and endless possibilities for its next chapter. Offering over 3,300 square feet, the home features 6 bedrooms, 2.5 baths, grand front staircase and rear staircase, a private library/den, first-floor family room or 7th bedroom, convenient first-floor laundry, pocket doors, expansive eat-in kitchen with over 40 cabinets & 14 drawers, and a decorative wood-burning fireplace (not used in recent years). Outside, you'll find an original smokehouse, vinyl siding, a 2.5-car garage, and a large chain-link fenced yard. Have a seat on the covered wrap-around front porch and imagine the stories these walls could tell.This historic treasure is ready for someone with vision to restore it to its former glory. Priced below assessed value, with updates needed in mind, it presents a rare opportunity to own a remarkable piece of local history while building equity. If you've been searching for a home with unmatched character, generous living space, rich heritage, and room to make it your own, this is the one. The sellers have dedicated months of hard work preparing this home for sale. Having done all they can, the property is being sold as is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1827
Materials
- Foundation: Poured,Stone
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Den,Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen
- Flooring: Carpet,Hardwood,Other,See Remarks,Varies
Heating
- Heating features: Gas,Baseboard,Hot Water
Interior Area
- Total structure area: 3,360
- Total interior livable area: 3,360 sqft
Property
Details
- Parcel number: 07308909801000030070000000
- Special condition: Estate
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Porch
- Exterior features: Blacktop Driveway,Fence
- Fencing: Partial
Lot
- Lot size: 0.63 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 156 x 176
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Chemung County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance * | $96 | $1,152 |
| Property Taxes | $299 | $3,588 |
| Electricity | $555 | $6,663 |
| Total | $1,859 | $22,308 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $179,900 |
| 2026-07-21 | Listed for sale | $179,900 |
View on Zillow