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317 McConnell Ave, Elmira, NY, 14903

3beds
1baths
1,248sqft
$142,000
$114price/sqft
$1,267/moest. monthly cost
$50,680/yrincome needed

About This Home

Welcome to this well-maintained and inviting Cape Cod nestled in the heart of Elmira Heights. This charming home offers 2 comfortable bedrooms and 1 full bath, with a finished upper level that provides additional living space perfect for a home office, guest area, or cozy retreat. The home features a functional layout with warm, welcoming spaces throughout. Step outside and enjoy the deck, ideal for relaxing or entertaining, and make the most of the warmer months with your very own above-ground pool. A standout feature is the one-car garage, complete with a built-in bar creating a unique space for hosting gatherings or unwinding after a long day. Conveniently located just minutes from local shopping, schools, and everyday amenities, this home offers both comfort and accessibility. Don’t miss your opportunity to own this versatile and well-cared-for home!

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
Cohen Elementary SchoolGrades PK-51.1 mi
6/10
Cohen Middle SchoolGrades 6-81.1 mi
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1945

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Bedroom on Main Level
  • Flooring: Varies,Vinyl

Heating

  • Heating features: Gas,Steam

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 07340306901800020070000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 6,825 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 65 x 105

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $718$8,616
Home Insurance *$67$804
Property Taxes $236$2,832
Electricity $246$2,954
Total$1,267$15,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,440/yr
40% on housing$38,010/yr
45% on housing$33,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 14903$98
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14903$128
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$142,000
2026-03-31Listed for sale$147,000
2018-06-26Sold$56,625
2012-04-25Sold$42,000

For Sale by Agent

AgentRobert Shannon
BrokerageRealty One Group Supreme

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