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252 W 13th St, Elmira Heights, NY, 14903

4beds
1baths
1,669sqft
$104,900
$63price/sqft
$1,028/moest. monthly cost
$41,120/yrincome needed

About This Home

Opportunity awaits with this 3-4 bedroom ranch situated on a spacious double lot! This home offers a comfortable layout featuring a bright living room, formal dining room, efficient kitchen, convenient first-floor laundry, and a full bathroom. Hardwood floors run throughout much of the home and are ready to be brought back to life with refinishing. One bedroom provides access to the attached garage, which has been partially finished for additional living or recreation space. The garage features a new drop ceiling and a newer roof, while some existing paneling remains and could use a little attention. Relax with your morning coffee or unwind in the enclosed back porch, offering a cozy space to enjoy the outdoors in any season. The adjoining double lot provides ample room for gardening, outdoor activities, entertaining, or future possibilities. The house roof is approximately 12 years old. Being sold as part of an estate, all appliances will convey in their current as-is condition. While the home could benefit from some TLC and cosmetic updates, it offers great potential, solid features, and the opportunity to make it your own.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Cohen Elementary SchoolGrades PK-50.4 mi
5/10
Cohen Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Poured
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 4

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Separate/Formal Living Room,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Carpet,Hardwood,Varies,Vinyl

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 1,669
  • Total interior livable area: 1,669 sqft

Property

Details

  • Parcel number: 07340307800800030140000000
  • Special condition: Estate

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway,Dirt Driveway

Lot

  • Lot size: 0.28 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 100 x 120

Parking

  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$49$588
Property Taxes $174$2,088
Electricity $275$3,309
Total$1,028$12,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,245/yr
40% on housing$30,840/yr
45% on housing$27,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 14903$100
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14903$128
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$94,900
2026-07-22Price change$104,900
2026-07-16Listed for sale$119,900

For Sale by Agent

AgentKathy L. Woodruff
BrokerageSignature Properties

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