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680 S East St, Holyoke, MA, 01040

3beds
2baths
1,867sqft
$225,000
$121price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

South Holyoke Homes is the culmination of decades of community advocacy to build housing on vacant municipal lots around Carlos Vega Park, in the South Holyoke neighborhood of Holyoke, Massachusetts. Available units include 3- and 4-bedroom options. The three story units have a kitchen and living room on the first floor with a half bath. The bedrooms are on the 2nd and 3rd floor, excluding the accessible unit. Each unit features at least 2 bathrooms and spans an area ranging from 1,684 to 1,867 square feet. The all-electric units include high efficiency electric heat pumps, which provides heating and cooling at a lower-cost solution while emitting a lower carbon footprint on the environment. The units also include all energy-efficient appliances including stove, microwave, dishwasher, and a washer/dryer on the 2nd floor. Please visit SouthHolyokeHomes.org for all the qualifying details.

Getting Around

81
WalkingVery Walkable
54
TransitGood Transit
51
BikeBikeable

Schools

3/10
Joseph Metcalf SchoolGrades 6-81.1 mi
2/10
Holyoke High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Second Floor

Basement

  • Has basement: Yes
  • Basement: Partial,Crawl Space

Bathroom1

  • Features: Bathroom - Half
  • Level: First

Bathroom2

  • Features: Bathroom - Full
  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Bonus Room
  • Finished area above ground: 1,867

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,867
  • Total interior livable area: 1,867 sqft

Master Bathroom

  • Features: No

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 2530478
  • Attached to another structure: Yes
  • Zoning: R2

Features

  • Levels: Front to Back Split
  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio

Lot

  • Lot size: 2,890 sqft

Parking

  • Total spaces: 2
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$109$1,308
Property Taxes $264$3,168
Electricity $368$4,417
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 01040$153
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01040$178
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$225,000
2002-01-17Sold$3,500

For Sale by Agent

AgentErin Fontaine Brunelle
BrokerageReal Broker MA, LLC

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