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196 Meadowlark Rd, Horseheads, NY, 14845

3beds
2baths
1,378sqft
$239,900
$174price/sqft
$1,958/moest. monthly cost
$78,320/yrincome needed

About This Home

Charming Ranch in Prime Horseheads Neighborhood! Looking for the perfect blend of comfort, convenience, and peace of mind? This meticulously maintained 3-bedroom, 2-full bath ranch is officially ready for its next chapter. Located in a highly sought-after school district and a quiet, friendly neighborhood, this home offers true one-floor living at its finest. However, the lower lever boasts a gracious additional living space. Highlights You’ll Love: Move-In Ready: Pride of ownership shines through with updated mechanicals and a brand-new architectural roof. Easy Living: Skip the basement trips with a dedicated 1st-floor laundry room. Parking & Storage: Includes a clean, 1-car attached garage to keep you dry all year round. Prime Location: Situated in a beautiful community close to everything Horseheads has to offer. Homes in this condition and location don't stay on the market long. Don't miss your chance to own a turnkey home in a top-tier neighborhood! Real List info is incorrect. There is 200 SF in the lower level for a total of 1378 total SF not 1178 SF.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Ridge Road SchoolGrades PK-40.5 mi
5/10
Horseheads Middle SchoolGrades 7-83.1 mi
6/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Asphalt,Architectural,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Main Level Primary
  • Window features: Thermal Windows
  • Flooring: Carpet,Ceramic Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air,Space Heater

Interior Area

  • Total structure area: 1,378
  • Total interior livable area: 1,378 sqft

Property

Details

  • Parcel number: 07348904900200020400000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Enclosed Porch,Porch,Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 94 x 130

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$100$1,200
Property Taxes $399$4,788
Electricity $246$2,954
Total$1,958$23,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,131/yr
40% on housing$58,740/yr
45% on housing$52,213/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 14845$123
Chemung County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 14845$125
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$249,900

For Sale by Agent

AgentMichael (Mike) S. Hamilton
BrokerageHoward Hanna Elmira

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