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45225 County Road 570, Jay, OK, 74346

2beds
1baths
900sqft
$100,000
$111price/sqft
$756/moest. monthly cost
$30,240/yrincome needed

About This Home

Less than 1/4 quarter mile from boat ramp at old Eucha! New roof in October of 2024. Newer windows, comes with washer, dryer, refrigerator, stove, and dishwasher! Great home for a young family or someone who wants to live near the lake. Comes with a carport for storing your boat or vehicle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Jay Elementary SchoolGrades PK-36.7 mi
7/10
Jay Middle SchoolGrades 7-86.9 mi
3/10
Jay High SchoolGrades 9-126.8 mi

Construction

Type & Style

  • Home type: Unknown

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 210034902

Lot

  • Lot size: 1.80 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Wildfire

FEMA Declared Disasters in Delaware County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance $65$780
Property Taxes $42$504
Electricity $144$1,732
Total$756$9,072

Income You'd Need if You Spent...

35% on housing$25,920/yr
40% on housing$22,680/yr
45% on housing$20,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 74346$355
Delaware County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 74346
Delaware County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$130,000

For Sale by Owner

AgentProperty Owner

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