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6901 Zett Road, Winter, WI, 54896

3beds
1baths
1,212sqft
$199,000
$164price/sqft
$1,510/moest. monthly cost
$60,400/yrincome needed

About This Home

Loretta, WI- Charming and unique 3 bedroom stone sided home on 11 acres just outside of town. Wood floors throughout bedrooms and generously sized living room as well as a powerful wood burning stove to add to the ambiance and really get things cozy. New metal roof within the last five years, new furnace and windows within last two years. Antique wood burning cooking stove in kitchen as well as conventional oven. Open and wooded yard and nicely wooded lot. Zett Road is a quiet, dead-end road. Enjoy the privacy of acreage as well as the proximity of being just outside of town. Loretta is located between Hayward, WI and Park Falls, WI. Excellent location to utilize the nearby area ATV/Snowmobile trails, lakes, and rivers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Winter Elementary SchoolGrades PK-59.8 mi
2/10
Winter Middle SchoolGrades 6-89.8 mi
6/10
Winter High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1945

Materials

  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range/Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Stone

Bedroom2

  • Level: Main
  • Area: 100

Bedroom3

  • Level: Main
  • Area: 99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s)
  • Window features: Some window coverings
  • Finished area below ground: 0
  • Finished area above ground: 1,212

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 1,212
  • Total interior livable area: 1,212 sqft

Kitchen

  • Level: Main
  • Area: 176

Living Room

  • Level: Main
  • Area: 299

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 006439023408
  • Zoning: Recreational,Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Covered
  • Exterior features: LP Tank
  • Living area range: 1001-1250

Lot

  • Lot size: 11 Acres
  • Lot size dimensions: 0 x 0 x

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$81$972
Property Taxes $252$3,024
Electricity $171$2,054
Total$1,510$18,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,771/yr
40% on housing$45,300/yr
45% on housing$40,266/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 54896$229
Sawyer County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 54896
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-02Listed for sale$215,000

For Sale by Agent

AgentJohn Grossi
BrokerageColdwell Banker Real Estate Consultants

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