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9724 N County Highway A, Hayward, WI, 54843

4beds
5baths
6,675sqft
$849,900
$127price/sqft
$5,912/moest. monthly cost
$236,480/yrincome needed

About This Home

This rare opportunity combines estate-level living, significant acreage, and a flexible commercial asset in one of Wisconsin’s most established year-round destination markets at a price and location that would be exceptionally difficult to replicate today. Positioned within a stones throw to the Chippewa Flowage, surrounded by numerous premier Northwoods lakes, and the nearby Chequamegon National Forest, this property occupies an irreplaceable setting. The private residence offers approximately 3,500 finished square feet and has been thoughtfully updated to blend craftsmanship with functionality. Interior highlights include a custom designed chefs kitchen, spacious layout w/ additions that allow for ample natural light. The flexible floor plan allows for multiple living areas, in-law suite, or rental opportunity w/ elevator access between levels—well suited for full-time living, multi-generational use, or executive retreat. The 36.8± acres of mature, wooded land provide a level of privacy and permanence rarely found so close to town and premier recreation. Enjoy over 1.5 miles of groomed trails throughout the mature trees, abundant wildlife, hunting opportunities, and 4 seasons of beauty. Hayward is a proven four-season tourism and recreation market, supported by fishing, boating, ATV/UTV trails, hunting, snowmobiling, and regional events. Complementing the residence is the iconic Chippewa Inn, located on a separate commercially zoned parcel with highway frontage and strong visibility. The commercial building features a full kitchen, dining and bar areas, ample parking, and on-site living quarters within the structure. The zoning allows for continued restaurant operation that is turn-key with proven success, leasing for income, repositioning into a new business concept, or future separation and disposition as its own asset (buyer to verify). The residence, land, and commercial property are being marketed and sold together as a package, creating a rare opportunity to acquire a luxury Northwoods living with embedded commercial optionality. Privacy, permanence, and flexibility in a location defined by scarcity, mature landscapes, and year-round destination demand. Please see supplements for detailed breakdown of each property this listing package entails.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
Hayward Middle SchoolGrades 6-814.4 mi
6/10
Hayward High SchoolGrades 9-1214.3 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Asphalt,Metal,Pitched
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Microwave,Other,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: In Basement,Electric Dryer Hookup,Gas Dryer Hookup,Lower Level,Laundry Room,Other,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Egress Window(s),Finished,Full,Shared Access,Single Tenant Access,Storage Space,Tile Shower,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom2

  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Bedroom3

  • Level: Lower
  • Area: 224
  • Dimensions: 16x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/4 bathrooms: 2

Bonus Room

  • Level: Lower
  • Area: 405
  • Dimensions: 27x15

Deck

  • Level: Main

Dining Room

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Family Room

  • Level: Upper
  • Area: 567
  • Dimensions: 27x21

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Free Standing,Gas,Living Room,Other
  • Fireplace: Yes
  • Finished area below ground: 1,747
  • Finished area above ground: 4,928

Heating & Cooling

  • Heating features: Ductless Mini-Split,Forced Air,Fireplace(s),Radiant,Zoned
  • Cooling features: Central Air,Ductless Mini-Split,Zoned

Interior Area

  • Total structure area: 6,105
  • Total interior livable area: 6,675 sqft

Kitchen

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Kitchen2Nd

  • Level: Main

Laundry

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Living Room

  • Level: Upper
  • Area: 306
  • Dimensions: 18x17

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Doors 36"+,Accessible Elevator Installed,Customized Wheelchair Accessible,Grab Bars In Bathroom,Hallways 42"+,Accessible Approach with Ramp,Roll-In Shower,Accessible Electrical and Environmental Controls

Details

  • Parcel number: 024741354305
  • Zoning description: Business/Commercial,Forestry,Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Wooded area: 1393920
  • Foundation area: 5160

Features

  • Levels: Modified Two Story
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Other,Patio,Porch,Wrap Around
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Partial,Privacy,Wood
  • Topography of land: Gently Rolling,Scattered Timber,Walkout,Wooded

Lot

  • Lot size: 36.82 Acres
  • Features: Additional Land Available,Corner Lot,Irregular Lot,Suitable for Horses,Tree Coverage - Heavy
  • Lot size dimensions: getting

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Asphalt,Electric,Garage Door Opener,Guest,Heated Garage,Insulated Garage,Multiple Garages,Parking Lot,Paved Lot,Storage,Varies by Unit
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$478$5,736
Property Taxes $510$6,120
Electricity $627$7,526
Total$5,912$70,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,697/yr
40% on housing$177,360/yr
45% on housing$157,653/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 54843$235
Sawyer County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 54843
Sawyer County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$849,900
2026-05-12Listed for sale$845,000
2026-05-12Listing removed$849,900
2026-02-03Listed for sale$849,900
2023-08-20Listing removed--
2023-01-12Price change$779,900
2022-08-22Listed for sale$799,900
2021-06-28Listing removed--
2020-07-31Listed for sale$695,000

For Sale by Agent

AgentMegan Steinmetz
BrokerageKeller Williams Classic Realty

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