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613 Yale St, Elmira, NY, 14904

3beds
1baths
1,248sqft
$34,000
$27price/sqft
$503/moest. monthly cost
$20,120/yrincome needed

About This Home

Investor special at 613 Yale Street in Elmira! This property has been fully gutted and is ready for your vision. A true blank canvas, offering the chance to design and finish exactly to your specifications. Ideal for investors, flippers, or buyers looking to build equity from the ground up. Situated on a quiet street with convenient access to local amenities, this home has solid potential for the right buyer willing to put in the work. Whether you’re planning a full renovation or a custom rebuild, the heavy lifting of demo has already been done. Bring your ideas and tools—this is an opportunity you don’t want to miss!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
--
Broadway AcademyGrades 90.6 mi
3/10
Elmira High SchoolGrades 10-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Other,See Remarks
  • Flooring: Other,See Remarks

Heating

  • Heating features: Electric,Gas,None

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Property

Details

  • Parcel number: 07360009901900010250000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dirt Driveway,Gravel Driveway

Lot

  • Lot size: 7,849 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 50 x 157

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $171$2,052
Home Insurance *$30$360
Property Taxes $56$672
Electricity $246$2,954
Total$503$6,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,245/yr
40% on housing$15,090/yr
45% on housing$13,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$27This listing

vs Other Active Listings

Avg $/sqft

ZIP 14904$57
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14904$70
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$37,500
2026-04-22Price change$44,000
2026-04-16Listed for sale$50,000
1990-08-14Sold$29,500

For Sale by Agent

AgentVictoria Simmons
BrokerageSignature Properties

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