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38110 190th St, Green Isle, MN, 55338

4beds
1baths
1,751sqft
$415,000
$237price/sqft
$3,363/moest. monthly cost
$134,520/yrincome needed

About This Home

Set on six acres just off a tar road, this 4-bedroom home offers a blend of country charm and modern convenience. The 4-bedroom home has been thoughtfully updated for modern comfort, including a full kitchen remodel that anchors the heart of the home (2020), while other updates — including new siding, roof, gutters, furnace, AC, windows, and septic system (2022), plus a new well (2021) — ensure peace of mind for years to come. Outside, a massive 38'x100' pole building with a heated and insulated stall offers endless flexibility — from workshop to storage. Whether you're seeking space to grow, room to roam, or a quiet retreat this property delivers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Gas Water Heater,Iron Filter,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Basement,Gas Dryer Hookup,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Egress Window(s),Partially Finished,Sump Pump

Bathroom

  • Level: Main
  • Area: 79.5
  • Dimensions: 10.6x7.5

Bedroom

  • Level: Main
  • Area: 181.5
  • Dimensions: 16.5x11

Bedroom2

  • Level: Main
  • Area: 96.566
  • Dimensions: 10.6x9.11

Bedroom3

  • Level: Main
  • Area: 126.14
  • Dimensions: 10.6x11.9

Bedroom4

  • Level: Basement
  • Area: 243.261
  • Dimensions: 15.1x16.11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 122.4321
  • Dimensions: 12.11x10.11

Features

  • Finished area below ground: 255
  • Finished area above ground: 1,496

Foyer

  • Level: Main
  • Area: 47.12
  • Dimensions: 6.2x7.6

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,992
  • Total interior livable area: 1,751 sqft

Kitchen

  • Level: Main
  • Area: 120.64
  • Dimensions: 10.4x11.6

Living Room

  • Level: Main
  • Area: 373.86
  • Dimensions: 18.6x20.1

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 151411000
  • Zoning description: Residential-Single Family
  • Foundation area: 1496

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 6.12 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 831 x 320

Parking

  • Total spaces: 3
  • Parking features: Detached Garage,Gravel,Electric,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Sibley County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$482$5,784
Property Taxes $613$7,356
Electricity $170$2,050
Total$3,363$40,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,302/yr
40% on housing$100,890/yr
45% on housing$89,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 55338$144
Sibley County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 55338
Sibley County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$415,000
2026-07-31Listed for sale$415,000
2025-12-15Listing removed$405,000
2025-11-26Price change$405,000
2025-11-15Listed for sale$415,000

For Sale by Agent

AgentGregory D Kennard
BrokerageEdina Realty, Inc.

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