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1017 9th St, Gaylord, MN, 55334

2beds
2baths
1,892sqft
$319,900
$169price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

Mid-Century Character Meets Endless Opportunity on a Spacious Corner Lot! Welcome home to this beautifully maintained property standing proud on an expansive corner lot. From the moment you arrive, the pristine exterior siding, manicured landscaping, and architectural clean lines offer exceptional curb appeal, backed by the peace of mind of a newer roof installed just a few years ago. Step inside to a dramatic, light-filled living room featuring vaulted tongue & groove ceilings with exposed structural beams and a stunning, floor-to-ceiling exposed brick feature wall along the south side. The main level layout offers wonderful daily functionality, featuring a massive main-level laundry room, two spacious bedrooms, and a full bathroom. The kitchen provides an abundance of solid wood cabinetry and excellent workspace layout, nicely contained for those who prefer a dedicated cooking area away from the main seating zones. Downstairs holds incredible potential to instantly build equity! You'll find two additional finished rooms (with closets) just awaiting egress windows to officially become the 3rd and 4th bedrooms. Accompanying them is a massive unfinished basement area perfect for extensive storage, a dedicated workshop, home gym, or finishing off to create your ultimate recreation room. Out back, the property continues to impress with an additional detached garage/shop building—an absolute dream for hobbies, extra vehicles, or lawn equipment storage. Don't miss out on this unique Sibley County gem blending retro style with limitless future potential!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1983

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Full,Partially Finished,Storage Space,Sump Basket,Sump Pump

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Bonus Room

  • Level: Lower
  • Area: 143
  • Dimensions: 11x13

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 565
  • Finished area above ground: 1,327

Foyer

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 1,892 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Laundry

  • Level: Main
  • Area: 105
  • Dimensions: 7x15

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 15x18

Storage

  • Level: Lower
  • Area: 690
  • Dimensions: 23x30

Property

Accessibility

  • Accessibility features: Grab Bars In Bathroom

Details

  • Parcel number: 320596000
  • Zoning description: Residential-Single Family
  • Foundation area: 1424

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck

Lot

  • Lot size: 0.38 Acres
  • Features: Corner Lot
  • Lot size dimensions: 125 x 133

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached Garage,Gravel,Concrete,Floor Drain,Garage Door Opener,Heated Garage,Insulated Garage,Multiple Garages,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters in Sibley County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$328$3,936
Property Taxes $211$2,532
Electricity $170$2,050
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 55334$93
Sibley County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 55334
Sibley County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$299,900
2026-07-08Listed for sale$319,900

For Sale by Agent

AgentLeah R Prahl
BrokeragePremier Choice Realty

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