2652 Route 2, Prattsville, NY, 12468
About This Home
Set along the banks of the Schoharie Creek, this Fully Furnished 4-bedroom, 2-bathroom home offers a peaceful country setting with space to unwind, entertain, or generate rental income. Located on a quiet road and just 30 minutes from Hunter, Windham, and Plattekill Mountains, it's the perfect home base for four-season adventure—skiing in the winter, hiking and swimming in the summer, and enjoying the beauty of the Catskills year-round. Inside, the home features warm wood floors, electric fireplaces, and a comfortable, welcoming layout. The fully finished basement adds a fun and functional space, complete with a bar and game room—ideal for hosting friends or offering a great experience for short-term rental guests. Step outside to a spacious back deck with a brand-new hot tub overlooking the creek—a serene spot to relax after a day in the mountains. The large backyard flows into an additional 2.5-acre parcel along the creek, offering even more privacy and potential for outdoor activities. A whole-house generator provides peace of mind no matter the season. Whether you're searching for a second home, an investment opportunity, or a place to gather and recharge, this creekside retreat offers the perfect blend of comfort, charm, and convenience in the Catskills.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1974
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Wood
- Finished area below ground: 1,380
- Finished area above ground: 1,440
Heating
- Heating features: Forced Air,Oil
Interior Area
- Total structure area: 2,820
- Total interior livable area: 2,820 sqft
Property
Details
- Parcel number: 74.0047 & 74.0046
- Zoning: Res-1
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 3.15 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Greene County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,472 | $29,664 |
| Home Insurance * | $241 | $2,892 |
| Property Taxes | $566 | $6,792 |
| Electricity | $466 | $5,592 |
| Total | $3,745 | $44,940 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-07-12 | Price change | $489,000 |
| 2025-06-16 | Listed for sale | $499,000 |
| 2022-07-08 | Sold | $405,000 |
| 2022-06-14 | Contingent | $450,000 |
| 2022-04-15 | Price change | $450,000 |
| 2022-01-26 | Listed for sale | $499,000 |
| 2021-09-09 | Sold | $210,000 |
| 2020-10-27 | Sold | $210,000 |
| 2017-03-09 | Sold | $153,000 |
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