See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

709 Pointer Cir, Center Point, IA, 52213

5beds
3baths
2,812sqft
$459,900
$164price/sqft
$3,506/moest. monthly cost
$140,240/yrincome needed

About This Home

Welcome to 709 Pointer Cir in Center Point! This stunning ranch home offers modern style, quality finishes, and thoughtful design throughout. Step inside to an open-concept layout featuring tray ceilings, abundant natural light, and a beautiful kitchen with quartz countertops, large island, gray cabinetry, tile backsplash, stainless appliances, and plenty of storage. The spacious primary suite includes a walk-in shower, dual vanity, and stylish finishes. The finished lower level provides additional living space with a wet bar area, perfect for entertaining or relaxing. Enjoy the outdoors with a large deck, patio space, fenced yard, above-ground pool, and hot tub area. Solar panels add energy efficiency and long-term value. Complete with a 3-stall garage, great curb appeal, and located in a desirable neighborhood, this well-cared-for home is ready for its next owner to enjoy!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: B HANCOCK CONSTRUCTION INC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Gas Water Heater
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Family Room

  • Level: Basement
  • Area: 450
  • Dimensions: 30x15

Features

  • Wet Bar
  • Door features: Sliding Doors
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,200

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,812 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 05093110040000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 11,941

Parking

  • Total spaces: 3
  • Parking features: 3 or More Stalls,Attached Garage
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$362$4,344
Property Taxes $610$7,320
Electricity $209$2,517
Total$3,506$42,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,205/yr
40% on housing$105,180/yr
45% on housing$93,493/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 52213$337
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52213$131
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Pending sale$459,900
2026-07-25Price change$459,900
2026-07-12Price change$469,900
2026-06-29Price change$474,900
2026-06-25Listed for sale$479,500
2026-06-17Pending sale$479,500
2026-06-05Listed for sale$479,500
2022-06-14Sold$444,000
2022-04-11Pending sale$448,500
2021-08-26Listed for sale$448,500
2021-07-15Sold$58,000

For Sale by Agent

AgentJaime Hymer
BrokeragePinnacle Realty

Similar Homes