




560 W Shore Rd, Hammond, NY, 13646
About This Home
Wake up to breathtaking lake views at this beautifully maintained cottage, perfectly nestled on a private road for peace and privacy. This charming waterfront retreat offers one bedroom and one full bath in the main cottage, thoughtfully designed for comfort and relaxation. The cottage has newer windows, furnace and well insulated; the newer sunroom has added to the square footage of the cottage (not included in tax records). Enjoy stunning scenery from your own deck overlooking the water - ideal for morning coffee, boating from your own deep-water dock or simply soaking in the tranquil surroundings. The property also features a spacious, two-stall garage with 12’ overhead doors on each side, concrete floor, electric, power and additional bedroom space and half bath, providing extra space for guests or extended family. Well cared for and move-in ready, this property is the perfect blend of cozy charm and functional living, all set against a backdrop of gorgeous lakefront views. Whether you are looking for a weekend getaway or a seasonal escape, this cottage is a rare opportunity to enjoy waterfront living at its finest. Now is the perfect time to enjoy the spring and summer on Pleasant Lake!
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1955
Materials
- Foundation: Block
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Propane Water Heater,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Furnished,Living/Dining Room,Sliding Glass Door(s),Bedroom on Main Level
- Door features: Sliding Doors
- Flooring: Laminate,Varies
Heating & Cooling
- Heating features: Propane,Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Property
Details
- Parcel number: 40540014207600040080000000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Dock,Fence,Gravel Driveway,See Remarks,Propane Tank - Leased
- Fencing: Partial
- On waterfront: Yes
- Waterfront features: Dock Access,Lake
- Waterbody name: Pleasant Lake
- Frontage length: 57
Lot
- Lot size: 5,815 sqft
- Features: Rectangular,Rectangular Lot
- Lot size dimensions: 57 x 102
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Circular Driveway,Garage Door Opener,Shared Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $986 | $11,832 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $313 | $3,756 |
| Electricity | $246 | $2,954 |
| Total | $1,619 | $19,428 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $224,900 |
| 2026-04-11 | Listed for sale | $239,900 |
| 2020-12-08 | Listing removed | $119,000 |
| 2020-07-21 | Pending sale | $119,000 |
| 2020-06-02 | Listed for sale | $119,000 |
| 2020-06-01 | Pending sale | $119,000 |
| 2020-05-19 | Listed for sale | $119,000 |
| 2016-12-02 | Sold | $115,000 |
