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21 Bird Creek Rd, Pine City, NY, 14871

3beds
1baths
1,230sqft
$285,000
$232price/sqft
$2,278/moest. monthly cost
$91,120/yrincome needed

About This Home

Beautifully Renovated Ranch Home in Pine City This stunning three-bedroom, one-bath ranch located in the sought-after Pine City neighborhood has been meticulously renovated and is ready for its new owner. Every detail has been thoughtfully addressed, allowing you to simply move in and enjoy the comfort and convenience of your new home. Recent Upgrades and Features • Brand new metal roof for durability and style • Upgraded 200 amp electric service • Completely remodeled kitchen and bathroom • New furnace for efficient heating • New windows throughout the home • Freshly poured concrete patio, perfect for outdoor gatherings • New front porch constructed with Trex materials The improvements extend beyond aesthetics. The septic system has been fully pumped, thoroughly cleaned, and equipped with extensions for easy future maintenance—eliminating the need for digging up the yard. Careful Planning and Move-In Ready Every aspect of this home has been handled with exceptional care, ensuring a seamless transition for the new owner. The home is entirely move-in ready; the only task left is to personalize the space and make it your own. Spacious Lot and Future Possibilities Situated on just under an acre, this property offers ample room to grow. Whether you envision adding a garage, cultivating a garden, or creating your own private oasis, the possibilities are limitless. The expansive lot provides a blank canvas for you to realize your vision and enjoy the peace and space Pine City has to offer.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

--
Pine City SchoolGrades PK-20.7 mi
--
Broadway AcademyGrades 93.9 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1988

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Separate/Formal Living Room,Galley Kitchen,Granite Counters,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Hardwood,Varies

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Property

Details

  • Parcel number: 07360011800300010010030000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Patio

Lot

  • Lot size: 0.89 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 150 x 257

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$116$1,392
Property Taxes $475$5,700
Electricity $246$2,954
Total$2,278$27,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,102/yr
40% on housing$68,340/yr
45% on housing$60,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 14871$164
Chemung County$87

vs Homes Sold Last Month

Median $/sqft

ZIP 14871$149
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$285,000
2024-08-12Listing removed$150,000
2023-09-19Listing removed--
2023-03-19Listed for sale$150,000
2018-09-11Sold$110,000

For Sale by Agent

AgentCynthia M. Manning
BrokerageHometown Solutions Realty

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