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12 Front St, Van Etten, NY, 14889

4beds
2baths
2,852sqft
$192,000
$67price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

Beautifully restored 4-bed, 2-bath Victorian with 2,852 sq ft of charm and modern updates. Features an upper balcony, three covered porches, two outbuildings, newer metal roof, fresh paint inside and out, refinished hardwood floors, and an updated kitchen with stainless appliances. Spacious rooms and flexible layouts make it ideal for a large family, multi-generational living, or a profitable Airbnb. Set on a .29-acre lot in the quiet village of Van Etten—just minutes to Ithaca, Watkins Glen, and the Finger Lakes Wine Trail, plus close to parks, schools, and outdoor recreation. Move-in ready at just $80/sq ft!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Pantry,Pull Down Attic Stairs,Natural Woodwork,Bedroom on Main Level
  • Window features: Leaded Glass
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating

  • Heating features: Oil,Baseboard,Hot Water,Steam,Stove

Interior Area

  • Total structure area: 2,852
  • Total interior livable area: 2,852 sqft

Property

Details

  • Parcel number: 45.18163
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Porch
  • Exterior features: Balcony,Dirt Driveway

Lot

  • Lot size: 0.29 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 75 x 165

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters in Chemung County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $970$11,640
Home Insurance *$117$1,404
Property Taxes $320$3,840
Electricity $471$5,655
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.2%
2.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 14889$236
Chemung County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 14889$157
Chemung County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Price change$212,000
2025-11-19Price change$213,999
2025-09-22Price change$215,000
2025-08-11Listed for sale$229,000
2025-07-28Listing removed$249,900
2025-05-09Listed for sale$249,900
2016-11-17Sold$92,000
2016-06-08Price change$99,900
2015-12-11Price change$107,000
2015-08-31Price change$110,000
2015-06-09Listed for sale$111,000
2004-01-16Sold$98,500
1990-10-16Sold$78,000

For Sale by Agent

AgentSharon Coletta
BrokerageKeller Williams Realty Southern Tier & Finger Lakes

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