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11406 E 8th St, Reed City, MI, 49677

2beds
1baths
900sqft
$275,000
$306price/sqft
$2,146/moest. monthly cost
$85,840/yrincome needed

About This Home

Originally designed as office, this modern living space is nearly brand new, set up with a full kitchen and bathroom, two potential bedrooms, and a living space. Septic and Brand new well are included, along with well over 10,000 square feet of attached garage, over 2 acres of ground, and much potential for expansion of the living area. A few tweaks and an occupancy permit away from being your next home, where you can walk out the back door into your business, projects or the storage areas and garage of your dreams. Located just off of HWY 131 on a paved road. Call for more information!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Leroy Elementary SchoolGrades PK-37.3 mi
5/10
Pine River Middle SchoolGrades 4-77.6 mi
5/10
Pine River High SchoolGrades 8-127.6 mi

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Property

Details

  • Parcel number: 0900101215

Features

  • Stories: 1

Lot

  • Lot size: 2.60 Acres
  • Lot size dimensions: 280 x 407

Parking

  • Total spaces: 10
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 10
  • Covered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Lake County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$159$1,908
Property Taxes $409$4,908
Electricity $188$2,259
Total$2,146$25,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,577/yr
40% on housing$64,380/yr
45% on housing$57,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 49677$109
Lake County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 49677
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$275,000

For Sale by Agent

AgentJoseph McNally
BrokerageRE/MAX TOGETHER

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