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164 Old Indian Trl #Z, Lexington, NC, 27292

1beds
1baths
401sqft
$199,999
$499price/sqft
$1,412/moest. monthly cost
$56,480/yrincome needed

About This Home

Welcome to 164 Old Indian Trail, a waterfront retreat in the gated Coral Sands community on the Abbotts Creek section of High Rock Lake. This charming 1-bedroom, 1-bath home with a loft is perfectly positioned to take advantage of beautiful lake views and outdoor recreation. The screened porch provides a comfortable place to relax in the shade, while the decks offer front-row seating to the water. Inside, the flexible loft creates additional space for guests, recreation, or storage. Whether you're spending the day boating, kayaking, or simply unwinding by the water, this property offers the ideal setting for weekend escapes and seasonal enjoyment. Community amenities and services are designed to enhance your lake experience, with HOA dues covering electricity, water, trash pickup, annual dock permit, and common area insurance. This lakefront property is ready for its next owner to start making memories. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Southwood ElementaryGrades PK-52.4 mi
8/10
Central Davidson MiddleGrades 6-83.4 mi
4/10
Central Davidson HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 2008

Materials

  • Construction materials: See Remarks

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Residential

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area above ground: 401

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 401
  • Total interior livable area: 401 sqft

Living Room

  • Level: Main

Loft

  • Level: Second

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 15021G0000026000
  • Zoning: RM1
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Features: Flood Plain
  • Lot size dimensions: 0

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Davidson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$92$1,104
Property Taxes $109$1,308
Electricity $200$2,405
Total$1,412$16,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,411/yr
40% on housing$42,360/yr
45% on housing$37,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 27292$175
Davidson County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27292$159
Davidson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$199,999
2023-03-03Sold$180,000
2023-02-22Pending sale$189,900
2023-02-16Price change$189,900
2023-02-01Listed for sale$199,900
2021-11-02Sold$162,000
2019-06-28Sold$125,000
2008-04-25Sold$75,000

For Sale by Agent

AgentCrystal Greenidge
BrokerageGreenidge Realty Inc

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