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130 Cherrywood Ct, Zion Crossroads, VA, 22942

4beds
3baths
3,208sqft
$667,000
$208price/sqft
$4,311/moest. monthly cost
$172,440/yrincome needed

About This Home

One-Level Living at Its Finest in Spring Creek! Discover the ease of main-level living in this exceptional home tucked on a private cul-de-sac in the sought-after, gated golf community of Spring Creek. From the moment you walk in, you'll love the versatile open floor plan, gleaming LVP floors, and abundant natural light. Loaded with upgrades — gourmet kitchen, whole-house generator, irrigation system, and water softener — no expense has been spared. The main level flows effortlessly from a spacious great room and beautifully appointed kitchen to a cozy dining and sitting area overlooking the deck and backyard — a perfect indoor-outdoor connection. The primary suite features a generous walk-in closet with custom built-ins, plus two additional bedrooms, a full bath, and a well-designed mudroom/laundry area with plenty of storage — all on one level. Downstairs, the terrace level offers a large rec room, fourth bedroom, full bath, office/den, and bonus spaces ideal for music, crafts, or hobbies plus a storage room. Schedule your private showing today and discover why everyone loves calling Spring Creek home! Sellers moving due to unexpected job change.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
7/10
8/10
Louisa County High SchoolGrades 9-1215.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Poured
  • Construction materials: Fiber Cement,Stick Built

Other

  • Builder name: ATLANTIC BUILDERS

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Finished,Heated,Interior Entry,Sump Pump,Walk-Out Access

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Basement

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Primary Downstairs,Entrance Foyer,Kitchen Island,Recessed Lighting,Utility Room
  • Number of fireplaces: 1
  • Fireplace features: One,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,178
  • Finished area above ground: 2,030

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,544
  • Total interior livable area: 3,208 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Basement

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 36E 1 24
  • Zoning description: RD Resort Development

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Deck

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Electricity,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,372$40,464
Home Insurance *$231$2,772
Property Taxes $400$4,800
Electricity $308$3,707
Total$4,311$51,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,805/yr
40% on housing$129,330/yr
45% on housing$114,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 22942$196
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 22942
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$667,000
2025-10-30Sold$649,000
2025-09-14Pending sale$659,000
2025-06-26Listed for sale$659,000
2019-04-02Sold$420,000

For Sale by Agent

AgentJAY REEVES
BrokerageHOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

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