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150 Caswell St, Afton, NY, 13730

3beds
2baths
104,544sqft
$95,000
$1price/sqft
$17,977/moest. monthly cost
$719,080/yrincome needed

About This Home

Well laid out home with loads of room to grow. Make this your dream home. This home comes with a two car attached garage with room to spare in addition to a separate detached two car garage with space for a shop and toys or hobbies. On top of this is a nice size shed that gives you even more space for storage. Come see it and find out how well this has been designed for freedom of living. You will also find an economical Geothermal Heat Pump on top of a wood furnace, plus electric baseboard for an additional heat source. The partially finished basement has five good sized rooms where one large room is lined with steel shelving throughout and another room comes with wood cabinets. If you want space and room to play this is the home for you. This is a rarity.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Afton Elementary SchoolGrades PK-50.6 mi
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1974

Materials

  • Foundation: Poured
  • Construction materials: Aluminum Siding,Attic/Crawl Hatchway(s) Insulated,Frame,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Sliding Glass Door(s),Storage,Bedroom on Main Level,Convertible Bedroom,Main Level Primary,Workshop
  • Door features: Sliding Doors
  • Flooring: Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Geothermal,Heat Pump,Zoned,Baseboard,Wood
  • Cooling features: Heat Pump,Zoned

Interior Area

  • Total structure area: 104,544
  • Total interior livable area: 104,544 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Low Threshold Shower,No Stairs

Details

  • Parcel number: 284.1915.4
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open,Porch
  • Exterior features: Blacktop Driveway,Dirt Driveway,Gravel Driveway

Lot

  • Lot size: 2.40 Acres
  • Features: Flood Zone,Rectangular,Rectangular Lot
  • Lot size dimensions: 244 x 436

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$59$708
Property Taxes $162$1,944
Electricity $17,276$207,322
Total$17,977$215,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$616,354/yr
40% on housing$539,310/yr
45% on housing$479,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1This listing

vs Other Active Listings

Avg $/sqft

ZIP 13730$170
Chenango County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 13730
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$95,000
2025-01-07Sold$65,000

For Sale by Agent

AgentRichard H. Rudolph
BrokerageCountry Squire Realty

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