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528 Private Rd 1516, Bandera, TX, 78003

2beds
2baths
896sqft
$130,000
$145price/sqft
$998/moest. monthly cost
$39,920/yrincome needed

About This Home

This 1-story home is set on two combined lots totaling approximately 0.5 acres in the desirable Holiday Village Community. A standout feature of the property is the large covered front porch and deck with ramp access, perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Mature trees provide shade and privacy, while the expansive lot offers plenty of room to spread out. This 2-bedroom, 2-bath home offers a comfortable and functional layout, ideal for everyday living. A detached 2-car carport provides convenient covered parking and additional storage space. Inside, you'll find a cozy living area that flows seamlessly into the kitchen and dining space, featuring ample cabinetry, generous counter space, and an open design that keeps everything connected. The primary bedroom provides a private retreat with its own en-suite bath, while the secondary bedroom and full bath offer flexibility for guests, a home office, or additional living needs. Natural light fills the home, enhancing its practical layout. Located in the Holiday Village Community, residents have access to amenities including a pool, clubhouse, and lake dock. Whether you're looking for a full-time residence or a weekend getaway, this property offers space, functionality, and appealing community features.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Meyer Elementary SchoolGrades PK-220.9 mi
5/10
McDowell Middle SchoolGrades 6-821.1 mi
4/10
Hondo High SchoolGrades 9-1220.8 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2013

Materials

  • Roof: Composition,Metal
  • Construction materials: Siding

Other

  • Builder name: CAVCO INDUSTRIES

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Range,Dishwasher,Electric Water Heater
  • Laundry features: Laundry Room,In Kitchen,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 40

Features

  • One Living Area,Liv/Din Combo,Eat-in Kitchen,Utility Room Inside,1st Floor Lvl/No Steps,Ceiling Fan(s)
  • Flooring: Carpet,Linoleum
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 896 sqft

Kitchen

  • Area: 72

Living Room

  • Area: 168

Master Bathroom

  • Features: Tub/Shower Combo,Single Vanity
  • Area: 55

Master Bedroom

  • Features: Ceiling Fan(s),Full Bath
  • Area: 154

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: R83744

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered,Deck
  • Residential vegetation: Mature Trees (ext feat)

Lot

  • Lot size: 0.50 Acres
  • Features: 1/2-1 Acre,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Two Car Carport
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Drought
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$60$720
Property Taxes $43$516
Electricity $238$2,859
Total$998$11,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,217/yr
40% on housing$29,940/yr
45% on housing$26,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 78003$161
Medina County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 78003$204
Medina County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$145,900
2026-04-17Listed for sale$159,900
2026-02-19Listing removed$179,000
2026-01-13Price change$179,000
2025-10-06Price change$188,000
2025-07-29Price change$199,000
2025-02-18Listed for sale$210,000

For Sale by Agent

AgentChristopher Watters
BrokerageWatters International Realty

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