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9 River St, Bainbridge, NY, 13733

3beds
2baths
1,680sqft
$200,000
$119price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

Great village home with large amount of acreage for privacy, recreation, or get togethers. A real plus is river frontage. 2 car garage and barn for your fun stuff. Close to shopping and post office.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
7/10
--

Construction

Condition

  • Property condition: Resale
  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Exhaust Fan,Free-Standing Range,Gas Water Heater,Oven,Refrigerator,Range Hood,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Eat-in Kitchen,Kitchen Island,Main Level Primary,Primary Suite
  • Flooring: Laminate,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 08220126511000030120000000
  • Special condition: Estate,Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Blacktop Driveway,Propane Tank - Leased
  • On waterfront: Yes
  • Waterfront features: Beach Access,River Access,Stream
  • Waterbody name: Susquehanna River
  • Frontage length: 340

Lot

  • Lot size: 7.61 Acres
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 118 x 706

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$119$1,428
Property Taxes $341$4,092
Electricity $277$3,331
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 13733$122
Chenango County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 13733
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$210,000
2025-10-30Listed for sale$220,000
1999-06-30Sold$7,500

For Sale by Agent

AgentJames L. Omahen
BrokerageHoward Hanna

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