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107 W Highland Avenue, Kinston, NC, 28501

4beds
3baths
1,710sqft
$226,998
$133price/sqft
$1,872/moest. monthly cost
$74,880/yrincome needed

About This Home

New Construction in Kinston walking distance to all the businesses on Vernon Ave and just 33 minutes to Seymour Johnson AFB, only 38 minutes to Greenville, just over an hour to Camp Lejeune, and about an hour and 15 minutes to the beach. The Walnut Plan is a 1 car garage home with all 4 bedrooms on the 2nd floor along with 2 full bathrooms. The Owners Suite features an On-Suite bathroom with a Walk in Shower with a glass door and a large Walk in Closet. The first floor features LVT throughout the eat in kitchen, family room, living room, laundry room and powder room. The upstairs will have LVT in the bathrooms and carpet in the bedrooms and hall. The kitchen will have granite countertops and the bathrooms will have cultured marble tops.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

6/10
Northwest ElementaryGrades K-51.2 mi
5/10
Rochelle MiddleGrades 6-81.5 mi
2/10
Kinston HighGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Vaulted Ceiling(s),Entrance Foyer,Ceiling Fan(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet
  • Attic: Access Only,Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric,Zoned
  • Cooling features: Zoned,Heat Pump

Interior Area

  • Total structure area: 1,710
  • Total interior livable area: 1,710 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 10217
  • Zoning: res
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 9,148 sqft
  • Lot size dimensions: 50 x 180

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Lenoir County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,147$13,764
Home Insurance *$261$3,132
Property Taxes $264$3,168
Electricity $200$2,405
Total$1,872$22,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,182/yr
40% on housing$56,160/yr
45% on housing$49,920/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28501$76
Lenoir County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 28501$111
Lenoir County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$226,980
2026-02-26Listed for sale$226,998

New Construction

AgentMatthew J Osborne
BrokerageOsborne Real Estate Solutions, LLC

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