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11436 Hoyer Ave NW, Annandale, MN, 55302

1beds
1baths
576sqft
$574,900
$998price/sqft
$3,838/moest. monthly cost
$153,520/yrincome needed

About This Home

Set on a level lot with beautiful green space, the cabin enjoys a prime location just steps from the shoreline. Inviting half log cabin nestled on the shores of beautiful Sugar Lake where sunrises are exceptional. The kitchen flows seamlessly into the living and family rooms, all designed to capture breathtaking lake views. Most of the furniture is included. Step out onto the spacious lakeside deck with the patio furniture included, perfect for entertaining or simply soaking in the serene surroundings. The shoreline is thoughtfully landscaped with boulder accents and dotted with mature perennials that add natural charm throughout the property. Two convenient storage sheds - one near the lake and one near the front - offer plenty of space for your outdoor gear. Stunning, level property with beautiful mature trees. Grab a cool beverage and enjoy the lake views! Sugar Lake is renowned for its exceptional fishing and ample room for boating adventures.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
7/10
Annandale Middle SchoolGrades 6-85.0 mi
8/10

Construction

Condition

  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: None

Bathroom

  • Level: Main
  • Area: 38
  • Dimensions: 4x9.5

Bedroom

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 300
  • Dimensions: 12x25

Family Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Living Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 206091000170
  • Zoning description: Residential-Single Family
  • Foundation area: 576

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: East,Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Hard)
  • Frontage length: Water Frontage: 66
  • Topography of land: Level

Lot

  • Lot size: 0.34 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: L66 x 222 x 66 x 224

Parking

  • Parking features: Driveway - Other Surface
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$397$4,764
Property Taxes $364$4,368
Electricity $170$2,050
Total$3,838$46,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,588/yr
40% on housing$115,140/yr
45% on housing$102,346/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$998This listing

vs Other Active Listings

Avg $/sqft

ZIP 55302$209
Wright County$168

vs Homes Sold Last Month

Median $/sqft

ZIP 55302$181
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$599,900
2025-09-09Listing removed$599,900
2025-07-09Listed for sale$599,900

For Sale by Agent

AgentSteven A Bruggeman
BrokerageOak Realty LLP

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