1695 State Highway 8, Mount Upton, NY, 13809
About This Home
Rare opportunity in Mt. Upton! This 4-bedroom, 2-bath home offers over 2,400 square feet of living space, making it one of the largest homes currently available in this market. Full of natural light and detailed woodwork throughout, it’s a solid home ready for your personal touch. The functional floor plan features generous room sizes, perfect for everyday living, hosting guests, or work-from-home setups. While the home could use some updates to restore its full character, it’s comfortable enough to move in and start enjoying today. The property also includes a large barn/outbuilding. Conveniently located along State Highway 8, the home provides easy access to Oneonta, Norwich, Unadilla, Sidney, and more, all while maintaining a peaceful setting. With its size, location, and potential, this home is ideal for first-time buyers, growing families, or investors looking to add value. Schedule your tour today, see the opportunity for yourself and be the one to make this home shine again!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1885
Materials
- Foundation: Stone
- Roof: Architectural,Shingle
- Construction materials: Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Refrigerator,See Remarks,Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,Separate/Formal Living Room,Natural Woodwork,Workshop
- Window features: Leaded Glass
- Flooring: Ceramic Tile,Hardwood,Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Propane,Oil,Other,See Remarks
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 2,419
- Total interior livable area: 2,419 sqft
Property
Details
- Parcel number: 08320019907000030100000000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open,Porch
- Exterior features: Dirt Driveway,Gravel Driveway
Lot
- Lot size: 0.31 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 82 x 170
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chenango County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $627 | $7,524 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $211 | $2,532 |
| Electricity | $399 | $4,797 |
| Total | $1,314 | $15,768 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $124,000 |
| 2026-04-19 | Price change | $140,000 |
| 2026-04-03 | Listed for sale | $160,000 |
| 2021-03-24 | Listing removed | -- |
| 2020-09-22 | Sold | $132,000 |
| 2020-05-14 | Pending sale | $124,400 |
| 2020-04-17 | Price change | $124,400 |
| 2020-04-01 | Listed for sale | $124,900 |
| 2019-01-20 | Listing removed | $141,500 |
| 2018-11-13 | Price change | $141,500 |
| 2018-03-05 | Price change | $142,500 |
| 2018-02-19 | Price change | $144,500 |
| 2018-02-01 | Price change | $145,000 |
| 2017-11-17 | Price change | $147,500 |
| 2017-07-15 | Price change | $149,500 |
| 2017-05-15 | Price change | $149,900 |
| 2017-03-23 | Price change | $155,500 |
| 2017-01-20 | Listed for sale | $159,900 |
| 2003-05-06 | Sold | $75,001 |
| 1999-07-29 | Sold | $61,000 |
| 1997-01-10 | Sold | $50,500 |
For Sale by Agent
View on Zillow