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55 Bf Terry Cir, Savannah, TN, 38372

1beds
1baths
400sqft
$64,900
$162price/sqft
$662/moest. monthly cost
$26,480/yrincome needed

About This Home

Great starter spot for all your Tennessee River getaways. This property includes six total lots with approximately 0.60 acres of level space, offering plenty of room to build, relax, or bring your camper. A cozy cabin sits on the property with an open kitchen and living area plus a bathroom. With a little TLC, it could become the perfect river retreat. Located in a gated community with a low $165/year HOA, you’ll enjoy access to a bath house, dump station, and a boat ramp just around the corner. The property is in a flood zone, typical for riverfront/view locations, but offers incredible potential for weekend escapes or seasonal living. Call today to schedule your personal viewing and explore the possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Northside Elementary SchoolGrades PK-512.1 mi
5/10
5/10
Hardin County High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Wood/Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (See Remarks)
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Part Carpet

Heating & Cooling

  • Heating features: Other (See REMARKS)
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 400 sqft

Kitchen

  • Area: 120

Master Bedroom

  • Area: 120

Property

Details

  • Parcel number: See Realtor Remarks

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Waterfront features: Water Access

Lot

  • Lot size: 0.60 Acres
  • Features: Level
  • Lot size dimensions: 120 x 200

Parking

  • Parking features: Driveway/Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Landslide
    LandslideVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Landslide
Strong Wind
Heat Wave
Inland Flooding
Lightning
Tornado
Earthquake
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance $65$780
Property Taxes $94$1,128
Electricity $175$2,103
Total$662$7,944

Income You'd Need if You Spent...

35% on housing$22,697/yr
40% on housing$19,860/yr
45% on housing$17,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.2%
-4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 38372$193
Hardin County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 38372
Hardin County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$64,900
2026-02-20Listing removed$50,000
2025-08-19Listed for sale$50,000
2025-08-19Listing removed$50,000
2025-08-04Price change$50,000
2024-08-20Listed for sale$55,000

For Sale by Agent

AgentTerri Wheat
BrokerageTara King Realty & Associates

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