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1036 Theobald St, Saint Louis, MO, 63147

1beds
3baths
2,300sqft
$225,000
$98price/sqft
$2,186/moest. monthly cost
$87,440/yrincome needed

About This Home

Monthly income of $2,090. Beloved, broker-owned 3-family with a duplex in front and a bonus house in back. Includes a vacant lot with boundary survey. All three 1-bedroom units are fully occupied by long-term tenants. Rear house rented for $795 (with Section 8 voucher). First floor in duplex rented for $700 (Section 8 voucher). Second floor rented for $595. Lots of original and vintage charm. Tuckpointing freshly done. Dry basement. Newer furnaces and newer water heaters. Newer ACs. No differed maintenance. Management can stay. Picturesque street, atop the neighborhood's tallest hill. Street is bookended by two active churches and a pre-school, and is anchored by Baden School, scheduled for rehab by Lutheran Development Group. Lots of potential at Broadway and Halls Ferry. Don't miss a nice investment opportunity.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Herzog Elementary SchoolGrades PK-61.0 mi
2/10
1/10
Vashon High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1907

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bathrooms: 3

Cooling

  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Property

Details

  • Parcel number: 52500000700
  • Special condition: Standard

Lot

  • Lot size: 7,379 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$681$8,172
Property Taxes $193$2,316
Electricity $175$2,107
Total$2,186$26,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,948/yr
40% on housing$65,580/yr
45% on housing$58,293/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 63147$53
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63147$68
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$225,000
2023-03-25Listing removed--
2022-12-20Price change$595
2022-12-11Price change$650
2022-11-25Listed for rent$695
2020-11-15Listing removed$450
2020-10-17Price change$450
2020-10-04Price change$495
2020-09-06Price change$550
2020-08-20Price change$595
2020-08-01Listed for rent$695
2020-06-08Sold--
2019-12-23Pending sale$28,000
2019-12-18Price change$28,000
2019-11-30Listed for sale$35,000
2019-11-17Pending sale$35,000
2019-11-10Listed for sale$35,000

For Sale by Agent

AgentMichael Golde
BrokerageGolde Real Estate LLC

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