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3915 Rosfield Dr, Charlotte, NC, 28214

4beds
3baths
1,703sqft
$289,900
$170price/sqft
$2,023/moest. monthly cost
$80,920/yrincome needed

About This Home

This exceptional 4-bedroom, 2.5-bathroom end-unit townhome is in pristine, move-in ready condition, offering extra privacy and natural light along with the convenience of an attached 2-car garage. At the heart of the home, the impressive kitchen showcases elegant granite countertops paired with appliances that look good and are in working condition, offering a stylish, reliable hub for all your daily culinary needs. Designed with comfort in mind, the private sleeping quarters feature plush carpeting in the bedrooms to ensure warmth, noise reduction, and cozy relaxation underfoot. Spotlessly prepared and meticulously maintained from top to bottom, this turnkey residence is completely ready for a stress-free transition into a comfortable lifestyle.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

8/10
Tuckaseegee ElementaryGrades K-51.3 mi
5/10
Whitewater Middle SchoolGrades 6-82.6 mi
2/10
West Mecklenburg HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Refrigerator
  • Laundry features: Upper Level

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedroom S

  • Level: Upper
  • Area: 100
  • Dimensions: 10' 0" X 10' 0"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,703

Heating & Cooling

  • Heating features: Central,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,703 sqft

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13' 0" X 14' 0"

Primary Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 12' 0" X 14' 0"

Property

Details

  • Parcel number: 05522756
  • Zoning: N2-B
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Waterfront features: None

Lot

  • Lot size: 0.11 Acres
  • Lot size dimensions: 122 x 44 x 122 x 37

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$107$1,284
Property Taxes $251$3,012
Electricity $200$2,405
Total$2,023$24,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,360/yr
40% on housing$60,690/yr
45% on housing$53,946/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 28214$159
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28214$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$289,900
2026-06-18Listing removed$2,045
2026-06-08Price change$2,045
2026-05-23Listed for rent$2,095
2025-04-29Listing removed$1,965
2025-04-25Listed for rent$1,965
2022-04-27Listing removed--
2022-04-20Listed for rent$1,925
2022-03-28Sold$317,500
2022-03-07Pending sale$299,900
2022-03-04Listed for sale$299,900
2021-03-01Listing removed--
2020-07-28Listing removed$1,600
2020-07-03Listed for rent$1,600
2019-09-13Sold$204,000
2019-08-08Pending sale$206,900
2019-08-02Listed for sale$206,900
2019-07-30Pending sale$206,900
2019-07-30Listed for sale$206,900

For Sale by Agent

AgentRobert Salmons
BrokerageEntera Realty LLC

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