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2728 Kilgo Way, Charlotte, NC, 28205

4beds
3baths
2,061sqft
$750,000
$364price/sqft
$4,579/moest. monthly cost
$183,160/yrincome needed

About This Home

Two-story townhome tucked away on a quiet, private street in the heart of Plaza Midwood! This stylish 3-bedroom + bonus room, 2.5 bath home offers a thoughtful blend of modern finishes, flexible living space and everyday comfort. The light-filled, open floor plan features wide-plank wood flooring and fresh paint throughout. At the center of the home, the spacious kitchen is perfect for gathering, with a large island, quartz countertops, subway tile backsplash, stainless steel appliances, a gas range. The main-level primary suite offers added privacy and convenience, complete with a well-appointed en suite bathroom. An attached one-car garage provides additional storage and easy access. Upstairs, two generously sized bedrooms feature hardwood floors, crown molding. Bathroom includes double vanities, chrome fixtures and abundant storage. A fabulous and functional bonus room offers endless possibilities - home gym, reading retreat, movie room. A similar unit has even transformed this versatile space into an additional primary suite or 4th bedroom. Enjoy outdoor living from the covered front porch, rear fenced backyard. Located just off Thomas Avenue and moments from The Workman’s Friend, Giddy Goat Coffee Roasters, The Improper Pig, Milkbread, the Plaza Midwood Library and more.

Getting Around

64
WalkingSomewhat Walkable
34
TransitSome Transit
53
BikeBikeable

Schools

7/10
7/10
Eastway MiddleGrades 6-82.3 mi
1/10
Garinger High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Exhaust Hood,Gas Range,Microwave,Oven
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Hardwood,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,061

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,061
  • Total interior livable area: 2,061 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 08119378
  • Zoning: N1-C(HDO)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: In-Ground Irrigation,Lawn Maintenance
  • Fencing: Back Yard,Fenced,Full

Lot

  • Lot size: 0.07 Acres
  • Features: End Unit,Level

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,On Street,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$194$2,328
Property Taxes $393$4,716
Electricity $200$2,405
Total$4,579$54,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,994/yr
40% on housing$137,370/yr
45% on housing$122,106/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 28205$281
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28205$345
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$750,000
2022-03-01Sold$630,000
2022-02-01Contingent$629,000
2022-01-26Listed for sale$629,000
2022-01-08Listing removed--
2021-11-25Price change$630,000
2021-11-09Price change$639,900
2021-09-17Listed for sale$650,000
2019-10-03Sold$556,000

For Sale by Agent

AgentChris Hutto
BrokerageCorcoran HM Properties

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