




49 Why Worry Ln, Winchester, TN, 37398
About This Home
Experience elevated lake living in this fully custom residence in sought-after Twin Creeks Village, offering over 3,500 square feet of thoughtfully curated design and exceptional craftsmanship. Created for both grand entertaining and everyday comfort, the expansive open-concept layout is anchored by a true chef’s kitchen featuring a dramatic oversized quartz island with integrated dining, 60” refrigerator/freezer towers, gas cooktop with pot filler, double ovens, and extensive custom cabinetry. A hidden walk-in pantry with direct grocery door access from the garage adds a rare and thoughtful touch. The great room makes a statement with its coffered ceiling, soaring floor-to-ceiling stone fireplace, and custom built-ins. A stunning brick archway leads to a warm and inviting den with wood beams and a second gas fireplace, offering an intimate retreat within the home. This residence offers 4 bedrooms (2 up / 2 down), including a luxurious primary suite with shiplap ceiling and wood beam accents. The spa-inspired primary bath features a large walk-in shower, soaking tub, dual vanities, and linen towers—designed for both beauty and function. A large Bonus Room with closet could easily serve as Bedroom 5, if needed. Designer details abound, including extensive board and batten trim throughout. Outdoor living is equally impressive with a rear porch enclosed by Poly-Vinyl windows, along with a front porch, screened porch, and sidewalks all finished in sleek epoxy coatings. An oversized rear patio and full irrigation system (front and back) complete the outdoor experience. Set within the gated, lakefront community of Twin Creeks Village, this home offers not just a residence—but a lifestyle defined by elegance, ease, and connection to the water.
Getting Around
Schools
Construction
Condition
- Year built: 2023
Materials
- Roof: Shingle
- Construction materials: Fiber Cement,Brick,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Built-In Gas Oven,Double Oven,Built-In Gas Range,Dishwasher,Disposal,Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Features: Suite
- Level: Suite
- Area: 270
- Dimensions: 18x15
Bedroom2
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 182
- Dimensions: 14x13
Bedroom3
- Features: Bath
- Level: Bath
- Area: 156
- Dimensions: 13x12
Bedroom4
- Features: Bath
- Level: Bath
- Area: 210
- Dimensions: 15x14
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 2
Den
- Features: Separate
- Level: Separate
- Area: 252
- Dimensions: 18x14
Dining Room
- Features: Combination
- Level: Combination
- Area: 162
- Dimensions: 18x9
Features
- Built-in Features,Ceiling Fan(s),Entrance Foyer,Extra Closets,High Ceilings,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet,Kitchen Island
- Flooring: Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Den,Gas,Living Room
- Fireplace: Yes
- Finished area above ground: 3,521
Heating & Cooling
- Heating features: Central,Heat Pump,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,521
- Total interior livable area: 3,521 sqft
Kitchen
- Area: 252
- Dimensions: 18x14
Living Room
- Features: Great Room
- Level: Great Room
- Area: 357
- Dimensions: 21x17
Master Bathroom
- Features: Suite
- Level: Suite
Recreation Room
- Features: Other
- Level: Other
- Area: 468
- Dimensions: 26x18
Property
Details
- Parcel number: 065J J 01600 000
- Special condition: Owner Agent
- Other equipment: Irrigation System
Features
- Levels: Two
- Stories: 2
- Pool features: Association
- Patio & porch: Porch,Covered,Patio,Screened
- Exterior features: Boat Slip,Gas Grill
- Fencing: Back Yard
- Topography of land: Level
Lot
- Lot size: 0.28 Acres
- Features: Level
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance | $489 | $5,868 |
| Property Taxes | $2,062 | $24,744 |
| Electricity | $286 | $3,432 |
| Total | $7,888 | $94,656 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $998,996 |
| 2026-04-20 | Listed for sale | $1,049,990 |
| 2017-06-26 | Sold | $57,900 |
