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6443 Prosperity Church Rd, Charlotte, NC, 28269

5beds
4baths
2,159sqft
$394,900
$183price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Incredible investment opportunity! 5 bedrooms with 4 full baths 2 story w/ Basement townhome conveniently located near shops and restaurants in a community that offers an outdoor pool. Being 10 minutes from UNCC, makes this 3 story townhome ideal for students wanting to share living space. The main floor has an updated kitchen with granite countertops, backsplash and new LG stainless steel appliances. The living room has a gas fireplace and entrance to a relaxing balcony. There is a bedroom on the main floor with a full bath/powder room. The lower floor has a 2-car garage. As you enter from the garage, you will find a bedroom with its own full bath with lots of privacy. The upper floor has 3 bedrooms including the primary bedroom and 2 full baths. The primary bedroom has walk-in closets and the primary bathroom has double vanities with separate garden tub and shower. All the bedrooms are spacious. The laundry closet is on the upper floor. Water and sewer are included in the HOA fees. 2019 heating and cooling systems and 2018 roof. 2019 Whirlpool washer and dryer to convey. The community offers an outdoor POOL to cool down on the summer days, a GYM and a CLUBHOUSE. It is walking distance from shops and restaurants and minutes from Hwy I-77, 485, I-85 and Uptown Charlotte. This townhome is ready for its new owners, it has been freshly painted and new carpet was installed. Come see this wonderful opportunity!

Getting Around

60
WalkingSomewhat Walkable
15
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

4/10
Legette Blythe ElementaryGrades PK-52.8 mi
2/10
John M Alexander MiddleGrades 6-82.9 mi
6/10
North Mecklenburg HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 2018

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: In Unit,Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door

Bathroom Full

  • Level: Basement

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Basement

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Pantry,Walk-In Closet(s)
  • Fireplace features: Gas
  • Finished area below ground: 403
  • Finished area above ground: 1,756

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,756
  • Total interior livable area: 2,159 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 02708817
  • Zoning: R-8MF(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Balcony

Lot

  • Lot size: 0.04 Acres

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,996$23,952
Home Insurance *$169$2,028
Property Taxes $247$2,964
Electricity $201$2,413
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 28269$162
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28269$192
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$384,900
2026-07-03Listed for sale$394,900
2019-05-17Sold$235,000
2018-12-03Sold$233,000

For Sale by Agent

AgentAna Sturt
BrokerageNextHome Choice Realty

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