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12920 S Andrus Rd, Cheney, WA, 99004

4beds
3baths
6,816sqft
$1,589,500
$233price/sqft
$10,112/moest. monthly cost
$404,480/yrincome needed

About This Home

Multi-Generational living at it's finest with a detached ADU Guest House, plus additional basement quarters featuring a kitchenette. Take in the STUNNING TERRITORIAL VIEWS of rolling fields stretching to Steptoe Butte from your covered deck, and every room. This well maintained custom home showcases superior quality and energy efficient GEOTHERMAL heating. The 4816 sf main home offers cherry floors, quality cabinetry, granite surfaces, great room with fireplace, 4 bedrooms, bonus room, sunroom, and a spacious basement with family room. The large primary suite includes dual walk-in closets, soaking garden tub & mud-set shower. NEW ROOF 2021. 2000 sf ADU, built in 2019, furnished 2 bedroom, 2 bathrooms, living room with fireplace, room to expand, and garage. Potentially rent out the ADU home for added income, traveling nurse, EWU faculty. 48x60 SHOP or Barn includes a tool room, loft, batting cage & basketball court, one bay is separated. Maintained PAVED Road just minutes to Cheney and Spokane amenities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Betz Elementary SchoolGrades PK-53.0 mi
4/10
Cheney Middle SchoolGrades 6-82.3 mi
6/10
Cheney High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Double Oven,Dishwasher,Refrigerator,Trash Compactor,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Cathedral Ceiling(s),Natural Woodwork,In-Law Floorplan,Hard Surface Counters
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 2790

Heating & Cooling

  • Heating features: Zoned,Geothermal
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,816
  • Total interior livable area: 6,816 sqft

Other

  • Area: 2000

Other

  • Level: Second

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Hallways 32+

Details

  • Parcel number: 24312.9022

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City,Mountain(s),Territorial

Lot

  • Lot size: 12 Acres
  • Features: Views,Sprinkler - Automatic,Secluded,Open Lot,Rolling Slope,Oversized Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Detached,Open,RV Access/Parking,Garage Door Opener,Oversized
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Wildfire
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,037$96,444
Home Insurance *$524$6,288
Property Taxes $1,085$13,020
Electricity $466$5,594
Total$10,112$121,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$346,697/yr
40% on housing$303,360/yr
45% on housing$269,653/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 99004$192
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99004$225
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$1,660,250
2015-10-22Sold$490,000
2013-09-10Sold$45,000
2006-10-12Sold$96,000
2004-12-02Sold$65,000

For Sale by Agent

AgentKaren O'donnell
BrokerageColdwell Banker Tomlinson

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