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10303 N Stoneman Bluff Ln, Spokane, WA, 99217

7beds
5baths
5,792sqft
$1,650,000
$285price/sqft
$10,349/moest. monthly cost
$413,960/yrincome needed

About This Home

Welcome to one of Spokane's most breathtaking estates — where luxury meets rare flexibility. Perched on 10 acres overlooking the Peone Prairie, this exceptional property combines refined main home living with a fully self-contained 1,440 sq ft apartment above the shop, complete with 2 beds and 1 bath. Perfect for multigenerational living, long-term guests, or rental income. The 5-bed, 4-bath main home spans 4,352 sq ft of thoughtfully designed living. Quality finishes, expansive prairie views, and an updated kitchen set the tone, while the main floor den and laundry add everyday ease. The upper-level primary suite is a true retreat, and the lower level — with a full wet bar and game space — was made for entertaining. Outdoors, a resort-style setting awaits: waterfall, hot tub, pergola, and fire pit. The 48x50 shop features a car lift, air compressor, root cellar, and full bath, with a barn and storage shed adding exceptional versatility. A rare blend of privacy, luxury, and endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
11
BikeSomewhat Bikeable

Schools

6/10
6/10
7/10
Mt Spokane High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Stone,Masonite

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener,Range,Gas Range,Dishwasher,Refrigerator,Disposal,Microwave,Washer,Dryer

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Daylight,Rec/Family Area,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5

Features

  • Cathedral Ceiling(s),Natural Woodwork,In-Law Floorplan,Hard Surface Counters
  • Window features: Bay Window(s)
  • Flooring: Wood
  • Number of fireplaces: 3
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1726

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Hot Water,Humidity Control
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,792
  • Total interior livable area: 5,792 sqft

Other

  • Level: Second
  • Area: 900

Third Floor

  • Level: Third
  • Area: 1440

Property

Details

  • Parcel number: 36133.9072

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 10.13 Acres
  • Features: Views,Sprinkler - Automatic,Secluded,Oversized Lot,Horses Allowed

Parking

  • Total spaces: 2
  • Parking features: Detached,Workshop in Garage,Garage Door Opener,Oversized
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,343$100,116
Home Insurance *$562$6,744
Property Taxes $1,048$12,576
Electricity $396$4,754
Total$10,349$124,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$354,822/yr
40% on housing$310,470/yr
45% on housing$275,973/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 99217$182
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99217$207
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$1,750,000
2025-10-03Listing removed$1,650
2025-08-27Price change$1,650
2025-08-15Listed for rent$1,750

For Sale by Agent

AgentLoriann Brown, Coldwell Banker Tomlinson
BrokerageColdwell Banker Tomlinson

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