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259 Castle Dr, Severance, CO, 80550

3beds
2baths
2,492sqft
$434,900
$175price/sqft
$2,779/moest. monthly cost
$111,160/yrincome needed

About This Home

Updated ranch home that offers a clean, modern feel with recent improvements throughout, creating a move-in ready space that's both stylish and comfortable. The main living area features high ceilings and an open-concept design that brings together the living, dining, and kitchen spaces in a way that feels spacious and connected. The kitchen is built for everyday ease, equipped with stainless steel appliances and a wraparound counter with seating, providing plenty of space for both casual meals and gatherings. Three bedrooms offer flexibility for a variety of uses, including a primary suite with its own ensuite bathroom and a walk-in closet for added convenience. The basement offers valuable space for future expansion or storage, giving the potential to create additional living areas over time. Outside, the huge, fenced backyard features a concrete patio. Close to parks and walking trails, the location keeps you connected, with easy access to Fort Collins, Windsor, Loveland, and Greeley.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
5/10
Severance Middle SchoolGrades 6-81.0 mi
6/10
Severance High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 88
  • Dimensions: 8 x 11

Features

  • Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Walk-In Closet(s)
  • Finished area below ground: 1,246
  • Finished area above ground: 1,246

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,492
  • Total interior livable area: 2,492 sqft

Kitchen

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 6 x 8

Living Room

  • Level: Main
  • Area: 198
  • Dimensions: 18 x 11

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R8949855
  • Zoning: RES
  • Special condition: Private Owner
  • Other equipment: Satellite Dish
  • Exclusions: Personal Property,Washer & Dryer,Security System

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced

Lot

  • Lot size: 6,311 sqft
  • Features: City Limits

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$193$2,316
Property Taxes $199$2,388
Electricity $188$2,257
Total$2,779$33,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,280/yr
40% on housing$83,370/yr
45% on housing$74,106/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 80550$217
Weld County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 80550$200
Weld County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$438,900
2026-04-17Listed for sale$439,900
2019-06-07Sold$317,689

For Sale by Agent

AgentRob Kittle, Kittle Real Estate
BrokerageKittle Real Estate

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