240 Charles Kelley Rd, Oxford, NY, 13830
About This Home
Enjoy peaceful lake living with a beautiful view of the water in this recently updated 1100-square foot home, ideally situated on a generous quarter acre lot. Featuring two bedrooms and one full bathroom, offering the perfect combination of modern updates and classic character. Recent improvements enhance the homes comfort and charm, a stunning English stone wall serves as a distinctive focal point adding curb appeal to the property. The spacious lot provides ample amount of room for outdoor entertaining, gardening, or simply relaxing and enjoying the serene surroundings. Just a few 100' from the lake access point. Whether you're seeking a full-time residence, a weekend retreat, or an investment opportunity, this move-in ready lake home delivers charm and comfort. Live the Lake Life! See lakegerry.com for more information on lake rules.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1965
Materials
- Foundation: Pillar/Post/Pier
- Roof: Asphalt
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Living/Dining Room,Other,See Remarks
- Flooring: Laminate,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Propane,Oil,Baseboard,Wall Furnace
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 183.08158
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Gravel Driveway,Propane Tank - Leased
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access,Dock Access,Lake,Other,See Remarks
- Waterbody name: Lake Gerry
Lot
- Lot size: 10,018 sqft
- Features: Rectangular,Rectangular Lot,Rural Lot
- Lot size dimensions: 100 x 100
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chenango County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $230 | $2,760 |
| Electricity | $246 | $2,954 |
| Total | $1,244 | $14,928 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $135,000 |
| 2026-06-25 | Listed for sale | $145,000 |
| 2019-12-17 | Sold | $8,500 |
| 2019-12-02 | Pending sale | $12,500 |
| 2019-11-07 | Price change | $12,500 |
| 2019-09-30 | Listed for sale | $14,900 |
| 2019-06-11 | Listing removed | $26,012 |
| 2019-06-10 | Price change | $26,012 |
| 2019-06-08 | Price change | $26,197 |
| 2019-06-07 | Price change | $26,470 |
| 2019-06-03 | Price change | $25,207 |
| 2019-06-01 | Price change | $25,133 |
| 2019-05-30 | Price change | $24,948 |
| 2019-05-28 | Price change | $24,142 |
| 2019-05-25 | Price change | $23,810 |
| 2019-05-23 | Price change | $25,545 |
| 2019-05-20 | Price change | $26,590 |
| 2019-05-19 | Price change | $26,753 |
| 2019-05-17 | Price change | $25,099 |
| 2019-05-15 | Listed for sale | -- |
| 2016-04-01 | Listing removed | $45,000 |
| 2015-08-14 | Listed for sale | $45,000 |
View on Zillow