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110 Pratt Ln, Oxford, NY, 13830

2beds
1baths
1,512sqft
$69,900
$46price/sqft
$765/moest. monthly cost
$30,600/yrincome needed

About This Home

1989 Double wide in the state of being remodeled. New metal roof, new vinyl siding, new 200 amp electric service including outlets and wiring, new water heater, new framing inside, new front deck, new windows and doors, 10 year old septic, upgraded skirting with wood backing. House is a blank slate for you to finish to your own liking. Located at a dead end for privacy overlooking the village of Oxford with a 1 car oversized garage and private back yard. Owner financing possible.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
8/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1989

Materials

  • Foundation: Poured
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Manufactured Home,Mobile Home,Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Propane Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Other,See Remarks
  • Flooring: Other,See Remarks

Heating

  • Heating features: Other,See Remarks,None

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Property

Details

  • Parcel number: 194.122
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Gravel Driveway

Lot

  • Lot size: 0.52 Acres
  • Features: Agricultural,Rectangular,Rectangular Lot
  • Lot size dimensions: 154 x 161

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$44$528
Property Taxes $119$1,428
Electricity $249$2,998
Total$765$9,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,228/yr
40% on housing$22,950/yr
45% on housing$20,400/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 13830$107
Chenango County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 13830
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$72,900
2026-02-12Price change$75,000
2025-10-30Listed for sale$78,000
2024-11-13Sold$16,000
2023-06-15Sold$45,000
2022-10-19Listing removed--
2021-06-03Listing removed--
2021-02-07Listed for sale$49,900
2021-01-19Pending sale$49,900
2021-01-16Listing removed--
2020-07-20Pending sale$49,900
2019-07-20Listed for sale$49,900
2002-05-30Sold$6,888

For Sale by Agent

AgentJanice Smith
BrokerageHoward Hanna

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