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1650 Bette St, Merced, CA, 95341

3beds
1baths
1,182sqft
$399,000
$338price/sqft
$2,888/moest. monthly cost
$115,520/yrincome needed

About This Home

Don't miss this incredible opportunity to own two remodeled homes on one lot! Both houses has been recently updated with brand new closets, kitchen cabinets, doors, HVAC system, electrical and plumbing work, upgraded flooring, dual-pane windows, and fresh interior paint throughout. The property is currently tenant-occupied, with the tenant paying $1,400 per month on a month-to-month lease. The tenant has been notified of the sale and will vacate at close of escrow, offering flexibility for buyers. Perfect for investors or multi-generational living!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

5/10
4/10
Golden Valley High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Floor Furnace,Wall Furnace
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,182 sqft

Kitchen

  • Features: Marble Counter

Property

Details

  • Parcel number: 035113004000
  • Zoning description: R-1-6
  • Special condition: Standard

Lot

  • Lot size: 6,799 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Drought
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$99$1,188
Property Taxes $374$4,488
Electricity $398$4,786
Total$2,888$34,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,017/yr
40% on housing$86,640/yr
45% on housing$77,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 95341$200
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95341$256
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-29Price change$399,000
2025-12-03Pending sale$420,000
2025-08-28Listed for sale$420,000
2025-07-03Listing removed$425,000
2025-07-01Listed for sale$425,000
2022-09-05Listing removed--
2022-07-06Listed for sale$389,900
2022-07-06Pending sale$389,900
2022-06-30Listed for sale$389,900
2022-06-10Pending sale$389,900
2022-02-28Listed for sale$389,900
2022-02-07Pending sale$389,900
2022-01-28Listed for sale$389,900
2022-01-28Pending sale$389,900
2021-12-30Pending sale$375,000
2021-10-06Listed for sale$375,000
2021-09-02Pending sale$375,000
2021-04-13Listed for sale$375,000
2008-07-11Sold$117,000
2008-02-04Sold$139,000
2006-03-13Sold$289,000
2004-11-23Sold$175,000

For Sale by Agent

AgentMengo Lor
BrokerageNimbus Realty

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