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3347 San Ramon Ct, Merced, CA, 95348

4beds
2baths
2,000sqft
$479,950
$240price/sqft
$3,425/moest. monthly cost
$137,000/yrincome needed

About This Home

Exceptional investment or owner-occupy duplex in a well-established Merced neighborhood! Each unit offers 2 bedrooms and 1 bath with clean interiors, updated laminate flooring, A/C units 510 years old, and a 15-year-old roof. Location is everything here. Rivera Elementary is steps away and UC Merced is a short drive ideal for student or faculty rentals. Hwy 99 and Hwy 59 keep commuters connected throughout the Central Valley. Everyday conveniences abound: Save Mart and Rancho San Miguel Markets for groceries, Merced Marketplace for shopping, and Table 59 just around the corner. Vibrant Downtown Merced home to Rainbird restaurant and local entertainment is minutes away. Enjoy the outdoors at Rahilly Park, featuring trails, picnic areas, and sports facilities, with several other neighborhood parks nearby. Whether you're an investor seeking strong rental income or a buyer looking to live in one unit and offset your mortgage, 3347 San Ramon Ct delivers location, convenience, and value in the heart of Merced. Don't miss this one!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

4/10
3/10
4/10
Merced High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Residential Income

Interior

Appliances

  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Door features: None

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 236130021000
  • Zoning: R-2
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,467 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Earthquake
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$125$1,500
Property Taxes $446$5,352
Electricity $428$5,146
Total$3,425$41,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,428/yr
40% on housing$102,750/yr
45% on housing$91,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 95348$214
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 95348$245
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-05Listed for sale$479,950

For Sale by Agent

AgentArnaldo Matos
BrokerageCalifornia Realty

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