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15-2778 Nenue St, Pahoa, HI, 96778

3beds
2baths
1,092sqft
$369,000
$338price/sqft
$2,731/moest. monthly cost
$109,240/yrincome needed

About This Home

Watch Tour: https://show.tours/v/XhQGxnK Custom New Single level home offering a unique Split floor plan: * Main Living Area, 2 Bedrooms, 1 Bathroom with Separate Entrance on one side. * Another 1 Bed, 1 Bath with a Wet Bar, Lanai and Separate Entrance on the other side! Great for extended family, ohana or potential rental income! Located on a Dead-End road in an established subdivision of Hawaiian Shores Recreational Estates with amenities: swimming pool, parks, playground, pickleball courts. Highlights ~ Split Floor Plan with a Separate Entrance Guest Suite offering Bathroom and Wet Bar setup ~ Single Level with over 1,700sqft Underroof w/Lanai + Carport ~ Vaulted Ceilings in Main Living Area ~ Exterior Walls & Main Living Vaulted Ceiling are Insulated for comfort ~ Wood Ceilings throughout ~ Floating Vanities ~ Open Style Kitchen with Island ~ New Appliances with Refrigerator, Dishwasher, Microwave hood, Range, Disposal ~ Butcher Block Wood Kitchen Counters ~ Tiled Showers ~ Walk-in Closet ~ Vinyl tile flooring ~ Vinyl Double Pane Windows ~ Septic ~ Fenced Yard & Gated Entrance ~ Energy Efficient Heat Pump Water Heater ~ Fans with Remotes ~ Concrete Driveway ~ Painted Concrete 2 Car Carport & Lanai ~ Carport has power setup for a potential Automatic Garage Door (consult with your contractor) ~ Landscaped with Boulders, Hibiscus & starter plants ~ Mail Service to Your House ~ Piped in Water ~ Paved Roads, Cable Internet, TV & Phone available in the area (check cable company) ~ 3 Wood Bed Frame Furniture pieces are included, other items negotiable (except artwork and staging items) ~ Lower down in the subdivision towards Ocean ~ Lava Zone 2, Lending & Insurance options available Short drive to Pahoa town offering a new Puna Kai Shopping Center and restaurants, schools, post offices, banks, etc. 15-2778 Nenue St, Pahoa HI 96778 ~ MLS 732250

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave Hood,Range,Refrigerator
  • Laundry features: Hook-ups Available

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Cathedral Ceiling(s)
  • Flooring: Vinyl

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 3150910320000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Pool features: Other
  • Exterior features: Lighting
  • Fencing: Other,Wire,Wood
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Covered
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$166$1,992
Property Taxes $326$3,912
Electricity $374$4,497
Total$2,731$32,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,634/yr
40% on housing$81,930/yr
45% on housing$72,826/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$338This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$241
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$369,000

For Sale by Agent

AgentSophia A. Yunis
BrokerageColdwell Banker Island Properties - Hilo

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