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2360 County Road 4660, Winnsboro, TX, 75494

2beds
2baths
1,895sqft
$445,000
$235price/sqft
$3,182/moest. monthly cost
$127,280/yrincome needed

About This Home

This cozy, secluded cabin in the woods of East Texas offers the ultimate in relaxation, peace, and privacy! Sitting on 10 acres of timber exempt land, this cabin stands more than 500 feet off the county road! The cabin offers the warmth of wood throughout, including a lovely custom cedar staircase. A compact kitchen and separate dining area open into the inviting living room with its soaring ceilings and cozy fireplace! The downstairs bedroom has lovely views of the woods, while the loft and walk in closet can function as a bedroom, bunk room, office, craft area, or game room; there are so many possibilities with this space! When you're ready to enjoy the peaceful outdoors, this property has so many options! You could relax on the large, multi-level back deck, sit and sip some sweet tea, lemonade, or wine on the covered front porch, or enjoy a walk to the creek through your own woods! If you'd prefer to work in the workshop, there's a 20' x 12' workshop with electricity that's wired for 220 and has 2 loft storage areas to make the most of the space! In addition, the property boasts a greenhouse with hydroponic lines in place and a fenced garden area. Located less than 2 hours from Dallas and an hour from both Tyler and Longview, makes this property a perfect getaway. Once you arrive, you'll be less than 15 minutes to Lake Winnsboro and the charming community of Winnsboro. With its unique art culture, famous farmer's market, and numerous festivals, Winnsboro offers so many opportunities to enjoy the area! Don't miss your opportunity to own a peaceful retreat in East Texas!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

7/10
6/10
Winnsboro High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Dimensions: 16 x 16

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 12 x 9

Features

  • Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Kitchen Island,Open Floorplan,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,895 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 11

Living Room

  • Features: Fireplace
  • Level: First
  • Dimensions: 19 x 20

Master Bathroom

  • Level: First
  • Dimensions: 7 x 5

Master Bedroom

  • Level: First
  • Dimensions: 18 x 12

Property

Details

  • Parcel number: R55611
  • Exclusions: None.

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck
  • Exterior features: Deck
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 10 Acres

Parking

  • Total spaces: 2
  • Parking features: Carport,No Garage,Open,Outside
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$375$4,500
Property Taxes $319$3,828
Electricity $238$2,859
Total$3,182$38,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,097/yr
40% on housing$95,460/yr
45% on housing$84,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$361
Wood County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$435,000
2026-02-23Listed for sale$445,000

For Sale by Agent

AgentRuth Woods
BrokerageCentury 21 First Group

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