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138 McBerney Rd, Greene, NY, 13778

4beds
2baths
2,380sqft
$249,000
$105price/sqft
$2,229/moest. monthly cost
$89,160/yrincome needed

About This Home

Remarks: MOTIVATED SELLERS! Two Story Home with many updates. 1st Floor is FULLY handicapped accessible with 36-inch doors throughout, big, beautiful bath and first floor bedroom. 3 total garage spaces give ample storage or WORKSPACE. Radiant heat in detached garage area with 12 foot doors mean you can work on everything from a mini cooper to a Mack Truck. 2nd floor bedroom balcony is great for morning sunrises and the two decks for entertaining or quiet evenings with a glass of wine. Just a minute or 2 from the almost world-famous Smithville General Store, Seebers Tavern, Long Pond, and lots of NYS Forest make this a prime location. Call today for a private showing as this jewel will not last long.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
5/10
Greene Middle SchoolGrades 6-84.8 mi
8/10
Greene High SchoolGrades 9-124.8 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Block,Crawlspace,Stone
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Free-Standing Range,Propane Water Heater,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First
  • Dimensions: 11x16

Bathroom

  • Level: Second
  • Dimensions: 10.5x8.5

Bedroom

  • Level: First
  • Dimensions: 13.5x14.5

Bedroom

  • Level: Second
  • Dimensions: 11.6x7.5

Bedroom

  • Level: Second
  • Dimensions: 16x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Second
  • Dimensions: 9x11.5

Features

  • Workshop
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,380

Great Room

  • Level: First
  • Dimensions: 13x25

Heating & Cooling

  • Heating features: Forced Air,Radiant,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 2,380 sqft

Kitchen

  • Level: First
  • Dimensions: 14x14

Loft

  • Level: Second
  • Dimensions: 8x11

Master Bedroom

  • Level: Second
  • Dimensions: 11.6x25

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 08580020217000010131000000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Enclosed,Open
  • Exterior features: Deck,Landscaping,Mature Trees/Landscape,Shed

Lot

  • Lot size: 1.98 Acres
  • Features: Level,Wooded
  • Lot size dimensions: 1.984 acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Carport,Detached,Electricity,Garage,One Car Garage,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$152$1,824
Property Taxes $425$5,100
Electricity $393$4,719
Total$2,229$26,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,422/yr
40% on housing$66,870/yr
45% on housing$59,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 13778$172
Chenango County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 13778
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$249,999
2026-04-13Price change$254,000
2026-03-30Price change$284,400
2026-03-26Price change$264,000
2026-03-09Price change$284,400
2026-02-28Price change$264,000
2025-09-09Price change$284,400
2025-08-08Listed for sale$289,900

For Sale by Agent

AgentWeslie W VanVoorhis
BrokerageEXIT REALTY FRONT AND CENTER

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