




1005 N Oak St, Leonard, TX, 75452
About This Home
Charming, UPDATED, and MOVE IN READY! This adorable 2 bedroom, 1 bath home is a delightful COTTAGE full of character, warmth, and thoughtful updates. Built in 1920 and situated on a SPACIOUS 0.191 ACRE LOT, this well maintained home sits on a QUIET STREET in the heart of Leonard. Pride of ownership shows throughout. Inside you will find a comfortable layout with a welcoming feel. The kitchen offers AMPLE COUNTER SPACE, a GAS RANGE, and plenty of room for everyday cooking and entertaining. Step outside to enjoy the fully fenced backyard featuring a 6 FOOT BOARD ON BOARD PRIVACY FENCE and DECK, both added in 2022, creating the perfect space for relaxing, entertaining, or enjoying your morning coffee. A standout feature is the charming SHE SHED, a special retreat space ideal for hobbies, storage, or a quiet escape. Additional highlights include a DURABLE METAL ROOF, a WATER HEATER REPLACED IN 2022, a GENEROUS BACKYARD with plenty of space for pets, gardening, or outdoor enjoyment, and a CARPORT that is especially convenient for a SMALLER VEHICLE. Whether you are a FIRST TIME HOMEBUYER, looking to downsize, or searching for a great investment opportunity, this home delivers comfort, charm, and SMALL TOWN LIVING at its best. Even better, this home is USDA LOAN ELIGIBLE, offering qualified buyers the opportunity for ZERO DOWN PAYMENT FINANCING. Enjoy the peaceful lifestyle of Leonard while still being close to local shops, schools, and community amenities.
Getting Around
Schools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Central Air,Electric
Features
- High Speed Internet
- Flooring: Carpet,Laminate
Interior Area
- Total interior livable area: 864 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 000000116517
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Deck,Front Porch,Patio
- Exterior features: Storage
- Fencing: Wood
Lot
- Lot size: 8,319 sqft
- Features: Interior Lot,Few Trees
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Drought
- Hail
- Heat Wave
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $940 | $11,280 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $322 | $3,864 |
| Electricity | $238 | $2,859 |
| Total | $1,589 | $19,068 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $185,990 |
| 2026-06-11 | Price change | $188,000 |
| 2022-02-08 | Pending sale | $175,000 |
| 2022-02-07 | Sold | -- |
| 2022-02-04 | Pending sale | $175,000 |
| 2022-01-06 | Listed for sale | $175,000 |
For Sale by Agent
