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956 County Road 4231, Bonham, TX, 75418

0beds
1baths
1,190sqft
$599,000
$503price/sqft
$4,124/moest. monthly cost
$164,960/yrincome needed

About This Home

Congratulations, you’ve discovered one of Fannin County’s hidden gems! This beautiful 17.196-acre tract sits just a stone’s throw from Highway 121, between Bonham and Randolph. Fully fenced and cross-fenced for cattle, the property features a private water meter, electricity, and a picturesque pond that provides water year around. A classic, non-producing windmill adds charm and character to the setting. There’s also a loafing shed, movable corrals, and a gated pasture entry with a cattle guard for secure access. As a special bonus, the seller is willing to include three gorgeous, mature longhorn cattle that were raised on the property. Gentle and friendly, they’ll happily follow a bag of range cubes anywhere! Cross the scenic concrete bridge to the second part of this unique property, where you’ll find a fully finished 1,190 sq. ft. garage-workshop. Complete with two electric doors (with remotes), foam insulation, central heat and air, and a full bathroom with shower, this space is ideal for work or play. A convenient mini kitchen with refrigerator, microwave, and sink makes it easy to entertain or relax while watching the big game. There’s plenty of room for parking trucks, side-by-sides, or ATVs, and a nearby creek along the north boundary is perfect for target shooting. The large, manicured lawn area is ideal for outdoor games, gatherings, or family fun. It has several 100 + year old beautiful Pecan trees. With its scenic views and peaceful surroundings, this property offers excellent potential homesites, including a beautiful hilltop spot on the south side, making it the perfect place to build your dream home or weekend retreat. Enjoy the privacy, tranquility, and natural beauty that make this one of Fannin County’s true treasures.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-66.0 mi
5/10
Rather L High SchoolGrades 7-85.9 mi
3/10
Bonham High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Metal Siding,Steel Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Refrigerator
  • Laundry features: None

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Open Floorplan
  • Flooring: Concrete,Painted/Stained
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,190 sqft

Living Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 40 x 30

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Kitchen,Accessible Entrance

Details

  • Parcel number: 000000081345
  • Other equipment: Other,Satellite Dish
  • Exclusions: The large Texas star by the entry,private property,including tractor,equipment,side by side,four wheelers,other personal property.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: See Remarks
  • Exterior features: Fire Pit
  • Fencing: Barbed Wire,Cross Fenced,Fenced,Full,Gate,Pipe
  • Residential vegetation: Grassed,Partially Wooded

Lot

  • Lot size: 17.20 Acres
  • Features: Acreage,Agricultural,Pasture,Pond on Lot,Rolling Slope,Many Trees
  • Lot size dimensions: 1363 x 574

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Additional Parking,Concrete,Covered,Carport,Door-Multi,Garage,Garage Door Opener,Heated Garage,On Site,Off Street,Oversized,See Remarks,Side By Side,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Drought
Hail
Heat Wave
Ice Storm
Strong Wind
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$714$8,568
Property Taxes $144$1,728
Electricity $238$2,859
Total$4,124$49,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,394/yr
40% on housing$123,720/yr
45% on housing$109,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$160
Fannin County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$679,000
2026-04-06Price change$749,000
2026-03-21Price change$798,100
2026-01-24Price change$828,100
2025-11-13Listed for sale$858,100

For Sale by Agent

AgentBuster Sudderth
BrokerageSudderth Real Estate, Inc.

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