12-557 Hawaii St, Pahoa, HI, 96778
About This Home
ADDED PERK - Seller just added 2 TMK's / 2 PARCELS with a total of 16,910 sq ft!! Imagine the possibilities-build another home, create an extended property, or enjoy an oversized yard. Escape to privacy and sustainability with this unique off-grid 2-story unpermitted home, nested toward the back of the property behind a gated entry. Perfect for those seeking independence an a peaceful, self-sufficient lifestyle. This property features a 4,000 gallon catchment tank, a solar power system with three 450-watt panels, six 100-watt panels, and a backup DeWalt generator to keep you powered up year-round. Adjacent parcel TMK 3-1-2-20-37 Seller financing is available with 50% down - an excellent opportunity for the right Buyer.Whether you're looking for a homestead, weekend getaway, or investment, this hidden gem promises endless potential in a quiet, natural setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2015
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Concrete,Laminate
Interior Area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Property
Details
- Parcel number: 3120200360000
- Zoning: A-1A
- Special condition: Fee Simple,Standard
Features
- Has view: Yes
- View description: Forest
Lot
- Lot size: 8,455 sqft
Parking
- Parking features: Covered
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Volcanic Activity
- Wildfire
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $505 | $6,060 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $174 | $2,088 |
| Electricity | $418 | $5,023 |
| Total | $1,142 | $13,704 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Price change | $100,000 |
| 2025-09-23 | Price change | $120,000 |
| 2025-07-07 | Listed for sale | $135,000 |
| 2001-04-24 | Sold | $13,450 |
View on Zillow