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12-479 Aloha Rd, Pahoa, HI, 96778

2beds
2baths
864sqft
$225,000
$260price/sqft
$2,058/moest. monthly cost
$82,320/yrincome needed

About This Home

Nestled in the lush tropical setting of Black Sands Beach Subdivision, this unique two-story island cabin offers privacy, natural beauty, and a peaceful rainforest lifestyle. Bordering the Hawaiʻi National Forest Reserve, the property enjoys a serene jungle backdrop where the sounds of nature surround you. The home features a flexible two-level layout with 2 bedrooms and 1.5 baths, with similar floor plans on both levels creating versatile living spaces. The upper level serves as the main living area, featuring the kitchen, dining and living spaces, bedroom, and bathroom. Large doors open to a wraparound lanai, perfect for enjoying tropical breezes and the surrounding greenery. The lower level includes a bedroom, bath, and entry area, offering separation for guests or extended living. Exterior stairs at the back provide convenient access between levels. Outdoor features include an outdoor shower, covered seating area/carport, greenhouse, and tool shed. Two additional structures provide flexibility, including an 8x14 office or multi-use container near the front of the property. The grounds feature a tropical orchard with mango, butterball avocado, papaya, starfruit, banana, coconut, Brazilian cherry, citrus, and lilikoi, along with basil, sage, lemongrass, tea plants, and Kona coffee trees. Koa trees add natural beauty and privacy. Additional features include electric connected to the grid, WiFi, new water pump, tankless electric hot water heater, propane stove and oven, washer/dryer, refrigerator, security cameras, new gutters, and a metal roof. Furnishings negotiable. Located about 15 minutes from Kahena Beach and approximately 10 minutes to Pāhoa Town and Puna Kai Shopping Center. Flood Zone X | Lava Zone 2. Buyers to perform their own due diligence.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-65.9 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 3120240660000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: Forest
  • Topography of land: Fairly Level

Lot

  • Lot size: 0.36 Acres
  • Features: Grassy,Interior Lot,Wooded

Parking

  • Parking features: Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Wildfire
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$101$1,212
Property Taxes $446$5,352
Electricity $374$4,497
Total$2,058$24,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,560/yr
40% on housing$61,740/yr
45% on housing$54,880/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$225,000
2026-01-29Listing removed$225,000
2025-02-18Listed for sale$225,000
1996-06-24Sold$2,500
1995-06-21Sold$5,000

For Sale by Agent

AgentNichole Ehrbar
BrokerageZT Hawaii LLC

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